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5 Approvals 1 denial 2 Pending

tag
Blessedinvestor
Established Member

5 Approvals 1 denial 2 Pending

Hi Guys. I just joined a week ago and want to thank the community for all the great data points. Forgive me for not knowing the terminology yet but here goes. All apps done yesterday. 

 

EQ 850

EX 850

TU 850

 

1'st App Discover 35k Personal loan Denied with Preappoval in mail 😠

Email says "Unusual risk seen with other similar personal loan applications"

Paid off 40k personal loan in 9 months with USAA so this was a 😲

 

PENFED SIgnature

Instant 20k No POI

FNBO Signature

Pre-approval 20k No POI

USAA Rewards Amex

Instant 15k No POI

NAVY Flagship 

Instant 25k No POI

Navy CLOC 

CLI 5K to 15k No POI

NASA- Pending

SECUFCU--- Pending 

Claiming 😃

 

Total so far 90k 

 

Income 95k 

No Derogs

No inquiries 3 years 

 

Prior 10 cards

High Limit USAA 15K

All others 5k to 9k

Total 87k

New total so far $177k

 

Thanks again. Signature and cards coming when I get back from vacation 😎

 

*Edit

I have the results from NASA 15K and SECUFCU 10K. I'm disappointed in SECUFCU but I'll chalk it up as a win and apply for a PLOC before heading into the garden. 

 

 

Message 1 of 22
21 REPLIES 21
KingRue8500
Senior Contributor

Re: 5 Approvals 1 denial 2 Pending

Congrats on all of your approvals




Message 2 of 22
manbuckets
Regular Contributor

Re: 5 Approvals 1 denial 2 Pending

Congrats on your approvals!

Current Cards/Loans:
Future Cards:
Message 3 of 22
Elpadrino1
Valued Contributor

Re: 5 Approvals 1 denial 2 Pending

Congratulations on your approvals!!! Very nice starting limits!!

Message 4 of 22
CreditAggie
Community Leader
Super Contributor

Re: 5 Approvals 1 denial 2 Pending

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 22
babbles
Established Contributor

Re: 5 Approvals 1 denial 2 Pending

Congrats!  just upped my total limit to $84.6 across 6 cards, if I can ask, how did you pay off your 40k in 9 months?  I've made double payments at times and would sure lilke to finish out either my auto with NFCU 40K or USAA personal 33k, nice going!  Smiley Happy  total balance across my cards is about $700.

Message 6 of 22
Anonymous
Not applicable

Re: 5 Approvals 1 denial 2 Pending

Was USAA an Experian pull? and did you app for USAA or FNBO first? thank you

Message 7 of 22
Blessedinvestor
Established Member

Re: 5 Approvals 1 denial 2 Pending

I paid double payments for 6 months then paid it off because I wanted to be at zero on all my accounts. Congrats on your success. 

Message 8 of 22
Blessedinvestor
Established Member

Re: 5 Approvals 1 denial 2 Pending

I apped in the following order after the fail with discover which was a soft pull. 

 

1. Secu

2. Nasa

3. Usaa

4. Fnbo

5. Navy

6. Penfed

Message 9 of 22
Mr_Mojo_Risin
Senior Contributor

Re: 5 Approvals 1 denial 2 Pending

Congrats on a fantastic round of approvals! You're flyin pretty nicely, cheers to you!

 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 10 of 22
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