Thanks again for the knowledge and insight from everyone on the Forums!
I started my spree Sept. 12 w/ apps for Amex Platinum and CSP. I got a pre-approved message on Amex while managing my other accounts. Applied and instant approval with a $5k POT.
CSP sort of glitched out and I accidentally hit the "Back" button or something. I got the 30-day review email right after. The next day I missed a phone call, but called back and they just wanted to verify my contact and identifying info. I was approved over the phone with a SL of $11,650 (my highest yet!).
I have had the AMEX Everyday card since 2017 (my first American Express) and it's been sitting at $1k this entire time. I have periodically (read: every other day ) looked to see if I get pre-approved messages on any of the other credit cards. I figured that I could be approved for the Platinum consumer and Business Gold (opened in Aug.) because they are primarily charge cards.
Well, yesterday, I got pre-approved messages for Marriott Bonvoy, Hilton Honors Aspire, and Delta Reserve. I app'd for the Marriott and the Hilton - Instant approval for Marriott with a $3100 limit. The HH popped up a message that I wasn't eligible for the SUB. Which really is fine. I'm less than $1k away from meeting the CSP minimum and have an AU on the platinum to meet that one. I don't need to chase SUBs. Anyway, I went ahead with the application and got a denial. I figured, no big deal. I will try again after the new year. 15-20 minutes later, I got an email saying "We're thrilled you've chosen the HH card!" Approved for $3100.
It's funny (in an odd and comical way) that Amex won't increase the Everyday card, but will issue two new CCs w/ a combined limit 6x that one. I learned that it's likely because there was a long period when I was only paying the minimum on the card. It has a spotless on-time history, but only within the last 2 years did I PIF every month.
Last but not least, I decided to pull the trigger on the GS Apple Card. I'll gladly add that $7k to my overall limit. I own a small online business and am planning to expand my scope of serivces. This could be helpful.
Thanks again for all the data points, helpful hints, insights and hope.
Scores are: EQ - 692 EX - 695 TU - 735
5 late payments showing. The most recent is from 2018; oldest is from 2015.
Congratulations! I'm getting motivated to go on a mini-spree myself.
Thanks!
Good luck on your spree.
@Rebuild2019 wrote:
Congratulations 🎉🎈🎊 on your approvals.
Thank you!
Congratulations on your approvals!
@CreditAggie wrote:Congratulations on your approvals!
Thanks!
Congrats on your approvals!!
@CreditPacMan wrote:Congrats on your approvals!!
Thank you!
Congrats on your approvals! 🎉