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$500 Chase Slate

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Anonymous
Not applicable

Re: $500 Chase Slate

ficoguy2013 that is not wise in this situation with those scores and a $500 Slate approval plus a 7-10 day msg for Freedom which often results in denial.

OP congrats! Nice to get a foot in the door with Chase. Smiley Happy All CLI requests will be HP but once theres a little history and score improvement maybe apply for a different Chase card, they are very easy to work with combining and/or moving limits around.
Message 11 of 12
vertekal
Regular Contributor

Re: $500 Chase Slate

Thanks, everyone. My g/f had a super thin credit profile about 4 years ago. Basically, just a few small medical collections. Since then, we've got her name on 2 car loans, she has 2 Cap One ($3500, started at $3000 and $850, started at $500) cards, the Chase ($500) card, and recently did the SCT to get Wayfair ($500), Overstock ($1000), Pottery Barn ($1500) and Bealls ($350, clothing store). 

 

Her score is sitting just a hair under 620, mainly because of high balances on the Cap One cards. I'm hoping when the rest of this unused credit starts reporting that it boosts her score.

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 12 of 12
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