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50K in available credit added by 3 hard pulls

UH_HUH
Valued Contributor

50K in available credit added by 3 hard pulls

Hi guys,

 So I wanted to add some data points to some popular threads on here.

Last Wednesday,the 1st, I got a sp cli from citi for $10,500

On Thursday the 2nd I read @CreditisCrack's post about the SP BB&T card offering.

I went to the preapproval page and all 3 were listed.

Opted for the Bright I believe,instant approval $6,500

Two days later took a hard pull,Experian, for the travel one and same SL $6,500.

About an hour later I applied for the third using the same HP  for a 

$6,500 limit. Allready have the first card I ordered.24% rate

Experian score 740 aaoa 17 months AOOA 12 years 8% dti 28 hp about 60K income 3% credit usage

 I also had read the thread about PNC bank being generous with SL's so I cold apped on the 6th

for the Core card. Instant approval $10,000. 22.24% interest rate. 15 months interest free at first.

Last one was Wednesday the 8th for a Clearpoints card from a BBVA thread I read. I had a prequalifier and submitted it.

Typed in the code they sent to my phone, went pending.Pulled EXQ 741

I looked at my email this morning and was approved. No SL so I called

$10,00.00 not sure of interest rate yet,. So in the course of about a week 

I added 50K in large part from the advice and expierience from members of this forum. 

Sharing is Caring and this proves it :-) Cheers

 

 

 

 

 

Message 1 of 19
18 REPLIES 18
pinkandgrey
Community Leader
Senior Contributor

Re: 50K in available credit added by 3 hard pulls

That’s a heck of a run. Congrats!!!!!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 2 of 19
MrDFinance
Established Contributor

Re: 50K in available credit added by 3 hard pulls

Wow congrats ....That’s a nice pad to your utilization
Gardening....TCL: 100k+
Message 3 of 19
CreditMagic7
Super Contributor

Re: 50K in available credit added by 3 hard pulls

Big Congrats! on those approvals and especially the repeat app with BB&T on the same EX pull. That took some guts to chance it.

Message 4 of 19
M_Smart007
Epic Contributor

Re: 50K in available credit added by 3 hard pulls

"I added 50K in large part from the advice and expierience from members of this forum."

 

That is one heck of a run, Congrats!!

Message 5 of 19
Pro-X
Frequent Contributor

Re: 50K in available credit added by 3 hard pulls

Congrats on those approvals!!


Message 6 of 19
credit_is_crack
Valued Contributor

Re: 50K in available credit added by 3 hard pulls

SOLID CHARGE @UH_HUH! There's two ways to look at it .. $50k to get in debt faster or $50k you'll never use Smiley Very Happy either way, it's your $50k! Nice job being strategic with your hunt and as @CreditMagic7 said, that BB&T chase took some big kahunas!

Message 7 of 19
calyx
Super Contributor

Re: 50K in available credit added by 3 hard pulls

Congrats on all of that success!


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 8 of 19
Hasselfree
Valued Contributor

Re: 50K in available credit added by 3 hard pulls

Way to go!  Sharing is indeed caring!




"Your ego is writing checks your body can't cash".
Message 9 of 19
19eighty5
Senior Contributor

Re: 50K in available credit added by 3 hard pulls

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 10 of 19
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