50K in credit limit increases no HP

Anonymous · ‎02-27-2020

Woke up this morning and saw on the forum that Navy Federal has been giving SP credit increases so I logged in and tried my luck.

Cash Rewards 9,000->>>17,000 with 24 Hr Review. Asked for 25,000

After that I went to logged into my Lowes credit account with Synchrony and hit the love button.

17,000->>>35,000 asked for 35K and Instantly approved.

Logged into my Amazon store card account. 2,000->>>10,000 asked for 15,000.

Checked on my Zales and hit the love button 4,000->>>5,000.

Tried my US Bank Cash+ 2,000->>>4,000. Love button.

Doubled back to Navy Federal and submitted increases for my other 2 cards.

NFCU Platinum 15,000->>> 23,000 asked for 25,000. 24 hr review

NFCU Flagship 20,000->>> 25,000 asked for 35,000. 24 Hr review

No luck with Cap one Venture and Walmart Card. Next week I'll try Discover, they have been giving me 2,000 every 30-60 days.

50K and haven't got a HP yet.

90K salary

6% Utilization

Lol/24

1 missed payment 2014

1 paid collection Ex 2014

5 inquiries in the last year

(3 TU 1 EQ 1 EX )

Oldest account 17 years

Average Age is 5 years 6months

M_Smart007 · ‎02-27-2020

Congrats!

Ficoproblems247 · ‎02-27-2020

Now THAT is a successful morning. Congrats on some awesome increases!

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

Anonymous · ‎02-27-2020

@Anonymous wrote:
Woke up this morning and saw on the forum that Navy Federal has been giving SP credit increases ...

You're like an online Rip Van Winkle! You've been sleeping a loooooooong time.

But better late than never, so Congrats! Tex on your GREAT successes.

And thanks for the excellent DPs.

thornback · ‎02-27-2020

WoW, Nice Haul! Congrats!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎02-27-2020

Congratulations on your CLIs!

SFLSpotter9210 · ‎02-27-2020

Congratulation's on the SP CLI across the board 👍

Anonymous · ‎02-27-2020

Congrats on your CLI spree!

newfossil · ‎02-27-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

MrCreditInternational · ‎02-27-2020

Congrats!

Interesting that Synchrony gave you more than 10k online. I thought that you needed to call for that.

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018