cancel
Showing results for 
Search instead for 
Did you mean: 

$56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

tag
Anonymous
Not applicable

$56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Greetings to all.
Longtime lurker here, with my first post...

Okay, so after four years gardening with the following:

USAA Visa Platinum $15,000
CAP1 MC Platinum $2,200
CAP1 MC Quicksilver $750
————————————————
TOTAL REVOLVERS = $17,950

I pulled the trigger on 5 strategic apps with the following DPs:

801 Experian FICO 8
$91k annual
1% utilization
0 delinquents
AAoA 70 months
1 inquiry (past 2 years)

No prior relationship with Amex or Chase. Member of USAA since 2000. Amex/Chase/USAA - all three - hard pull on Experian only, with the following SL results:

Amex Gold $[n/a] (instant approval)
CSR $18,700 (not instant, called recon)
USAA Visa Signature $15,000 (instant)
USAA Amex $15,000 (instant)
USAA Amex $7,500 (see NOTE*)
——————————————————
TOTAL APP SPREE = $56,200

*NOTE: After already having in hand a total of $45k in USAA revolvers ($15,000 x3), my 3rd USAA app went to underwriting for approval - and ultimately provided a total of $52,500 in USAA revolvers (thus breaking USAA’s rather firm policy of $50k limit for all revolvers). I called to reconfirm USAA’s $50k limit policy (but of course, made no mention of underwriting’s generous decision).

I am thankful to many wise members in this forum for my overall success during this recent app spree. Back to the garden for a couple years (with the primary goal of automatic CLIs w/CSR).

Cheers,
KW1OTR
21 REPLIES 21
gdale6
Moderator Emeritus

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Welcome to the board, nice run Smiley Happy
Message 2 of 22
SEAlifer
Established Contributor

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Now that is an app spree! And after four years of gardening?! What a payoff! You got two of my goal cards like it was nada. USAA looks like the best overall bank out there. Sad I don't have the ability to make use of their services Smiley Sad My coworker has them and she absolutely loves them. Gets paid a day earlier than those of us with normal banks/CU and everything. Good job!

office congrats.gif

 

 

AU

Message 3 of 22
Anonymous
Not applicable

Re: $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA(x3)

Nice way to get into the pool!!! Those are nice cards with nice CLi's, congrats on your outcomes!! Proves patience works!!

Message 4 of 22
M_Smart007
Legendary Contributor

Re: $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA(x3)

 

Congrats on yer approvalsSmiley Happy

 

Message 5 of 22
Anonymous
Not applicable

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

TOTALLY AWESOME!

Message 6 of 22
Anonymous
Not applicable

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Gee golly batman lol
Congrats @kw1otr
WIIIIINNNNIIIINNNNGGGG!
Message 7 of 22
Anonymous
Not applicable

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Wow, that’s how you make a big splash jumping in the pool for the first time. Nicely done and welcome to the forum!
Message 8 of 22
Anonymous
Not applicable

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Woot woot!! Congrats on your approvals!!
Message 9 of 22
rgate88
Regular Contributor

Re: Longtime Lurker $56,200 App Spree w/Amex Gold/Chase Sapphire Reserve/USAA

Quite a way to come out of the garden! Congrats to you! I'm looking to get on the USAA ship here very soon. I have to wait to apply for anything though, waiting until next year to get my Chase Ink cards.

CO Platinum - $500; CO Quicksilver - $2,000; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $17,300; PNC Core - $27,000; Citi DoubleCash - $8,300 - AmEx Everyday - $2,500 (was $20,000); Citi Simplicity - $29,500; Chase World of Hyatt - $17,300; PayPal LOC - $10,000; PNC Cash Rewards - $36,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; BMO Harris Cash Back (Was Bank of the West Cash Back) - $3,000; (Closed Block-Fi - $15,000 RIP); Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $20,300; Venmo - $15,000; AllTru LOC - $10,000


Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $5,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $9,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $7,000; IHG Rewards Premier Business - $5,000; Delta Platinum Business - $16,400; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000


Total CLI - $399,900
Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.