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6 month Citi DC Cli

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Established Contributor

6 month Citi DC Cli

$6700 to $8300 today.

 

Like clockwork a $1600 CLI slowly but surely.

 

I use my DC for all our bills and anything I cannot get 3% or more on. 

 

Wonder what it takes to get a higher sp cli?

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 1 of 8
7 REPLIES 7
Community Leader
Super Contributor

Re: 6 month Citi DC Cli

Congrats! It just takes time. My first couple of SP CLIs were $1400 to $2200. The HP CLIs can be worth it after the SP. You just have to shoot for the stars when you do it.
Message 2 of 8
Community Leader
Super Contributor

Re: 6 month Citi DC Cli

Nice, JamPSmiley Happy cant wait to feel the sp luv Smiley Wink. Lets hope they give you 1700 on your next one so you hit 10k smoothlySmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 8
Valued Contributor

Re: 6 month Citi DC Cli

Nice CLI. Citi can be a slow grower with SPs, but at least is growing for you
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 4 of 8
Valued Contributor

Re: 6 month Citi DC Cli

Congrats!! Not a bad SP cli....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 5 of 8
Senior Contributor

Re: 6 month Citi DC Cli

Congrats on your CLI !

 

I don't have the DC card, it's one I'd consider but for some reason Citi doesn't like me for their branded cards, but they'll be happy to open any co-branded card for me. Currently it's limited to Home Depot ($25k) as I've closed the other "store cards" like Brooks Brothers and Best Buy, etc.  

Message 6 of 8
Established Contributor

Re: 6 month Citi DC Cli

Thank you everyone.

I think the Citi DC is a great card.

I surely can't complain about a card that keeps growing. 

 

With a goal of slimming down to only 3 or 4 cards with ideal credit lines between 15k to 30k I will eventually have to make a decision on what to cut. 

 

My AARP has never received a cli in over 2 years.

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 7 of 8
Established Contributor

Re: 6 month Citi DC Cli


@pipeguy wrote:

Congrats on your CLI !

 

I don't have the DC card, it's one I'd consider but for some reason Citi doesn't like me for their branded cards, but they'll be happy to open any co-branded card for me. Currently it's limited to Home Depot ($25k) as I've closed the other "store cards" like Brooks Brothers and Best Buy, etc.  


I was denied for the DC before as well as Best buy. I am sure you will be able to get it, keep checking the prequals. 

My DW really wanted it and kept checking the prequals and then she started getting prequals in the mail with apr ranges, then one day she received one with a specific apr and she jumped on it.

Good Luck.

Thanks to myFico for helping me rebuild and continue on the journey to Winning The Credit Game.
Plastiq Get 500 FFDs. 1225384 Acorns July 2019 53FTE4
Message 8 of 8
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