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7 to 10 day letter on Citi Costco App. - Update approved

LunaBuna
Regular Contributor

7 to 10 day letter on Citi Costco App. - Update approved

Went for the Citi Costco card today.  Upon submission, i got the dreaded 7 to 10 day letter.   Sort of suprised but then again not suprised.

 

I pre-qualed first on Citi, and the Costco Card was the top choice.  Gave me a firm interest rate at 16 point something.  Submitted and got the letter.

 

I do have two pulls from Amex two weeks ago, when they pulled for BCE and PRG applications, whihc both were issued and recieved.

 

For my Citi app, they pulled EX, which shoed 719 at the time and dipped to 711.  My EX and TU are 741 and 746.  

 

What does anyone think the odds of approval will be?   I have read a few other similar applications posts which are similar and they all seemed to be issued.

 

 

 


Message 1 of 9
8 REPLIES 8
CreditCuriosity
Moderator

Re: 7 to 10 day letter on Citi Costco App.

Probably verification... Costco only have one APR btw, not a range.  Best of luck

Message 2 of 9
LunaBuna
Regular Contributor

Re: 7 to 10 day letter on Citi Costco App.

Appreciate the info.  Lets see what happens.    


Message 3 of 9
LunaBuna
Regular Contributor

Re: 7 to 10 day letter on Citi Costco App.

Looks like the review was quick and easy.  About 12 hours after getting the 7-10 day notice, I recieved a approval email.  8K SL.

 

All is well.


Message 4 of 9
jl4
Frequent Contributor

Re: 7 to 10 day letter on Citi Costco App. - Update approved

The 7-10 day seems to be common. I had the same thing happen to me and received an email within a day or two welcoming me to the party.

Message 5 of 9
DemonHusker
Contributor

Re: 7 to 10 day letter on Citi Costco App.

Congrats! I also just got approved for this card last week and I'm eagerly awaiting it's arrival
Message 6 of 9
VoltronM
Senior Contributor

Re: 7 to 10 day letter on Citi Costco App. - Update approved

Congrats on approval and nice SL

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 9
ImaPirate
Established Contributor

Re: 7 to 10 day letter on Citi Costco App. - Update approved

8K not too shabby! Congratulations 

Message 8 of 9
AverageJoesCredit
Community Leader
Mega Contributor

Re: 7 to 10 day letter on Citi Costco App. - Update approved

Nice limitSmiley Happy
Message 9 of 9
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