Applied Sat. 3/9 for Chase Freedom, got 30 day message. Called status # Mon & Wed. got 2 week message. Just couldn't wait had to call recon # and after a few identity type questions was approved. So after 5+ years I have all 8 cards that I applied for. Was turned down for chase 21/2 years ago and 5 years ago Citi turned me down for their secured card (now have regular card). After coming across myfico I started in 2008 with BOA secured $300, (now cash rewards) then cap One $300cl. Waited till it looked like USbank would go and got it. Waited a couple years and after Amex bombarded me with pre-app's got Zync.. Then about year ago Discover was putting 2-3 pre-app's in my mail a week and got it. Then last summer when I saw on here that NFCU was on an approval spree (have been NFCU member for 4 yrs. but was waiting for my profile to get just right) I got the cash rewards and needless to say to Nfcu followers it is my highest limit.
I'm done. Got what I wanted, and more than I need. My supplies are loaded and will be heading to the Garden.
Moral of the story: Priceless information on this site!
Planning-keeping inquiries and util in check before applying
Patience- 5 years ago I didn't even have a credit score. Now my lowest card is Citi at 2.5K
Thank you one and all myficoers!
In full gardening/ debt annihilation mode! (4/15/13)
