Applied Sat. 3/9 for Chase Freedom, got 30 day message. Called status # Mon & Wed. got 2 week message. Just couldn't wait had to call recon # and after a few identity type questions was approved. So after 5+ years I have all 8 cards that I applied for. Was turned down for chase 21/2 years ago and 5 years ago Citi turned me down for their secured card (now have regular card). After coming across myfico I started in 2008 with BOA secured $300, (now cash rewards) then cap One $300cl. Waited till it looked like USbank would go and got it. Waited a couple years and after Amex bombarded me with pre-app's got Zync.. Then about year ago Discover was putting 2-3 pre-app's in my mail a week and got it. Then last summer when I saw on here that NFCU was on an approval spree (have been NFCU member for 4 yrs. but was waiting for my profile to get just right) I got the cash rewards and needless to say to Nfcu followers it is my highest limit.
I'm done. Got what I wanted, and more than I need. My supplies are loaded and will be heading to the Garden.
Moral of the story: Priceless information on this site!
Planning-keeping inquiries and util in check before applying
Patience- 5 years ago I didn't even have a credit score. Now my lowest card is Citi at 2.5K
Thank you one and all myficoers!
Congrats! Always great to read hardwork success stories.
I'm happy for you! Congrats...its nothing like that special feeling when getting approved for something good..especially NFCU.