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8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

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FicoGuy2019
Established Contributor

8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

SoFi World Elite - 19,500 - pulled EX

PenFed Gold - 20,000 - pulled EQ9 - no relationship, opened savings with 5.00 several years ago, never used account since.

Venmo - 16,000 - pulled TU

BlockFi - 19,000 - pulled EX

Chase Amazon Prime - 18,000 - pulled TU - no chase relationship

2nd Discover - 2000.00 ??? Tried recon, no luck.   First Discover is 25,000 - pulled EX

 

This morning - X1- instant approval 25,500.  I didn't realize they give you the limit before approval.  No hard pull.

 

WF Reflect - denied...just paid off mortgage in full with them too.  Smiley Frustrated - pulled EX

 

1 app pending - we'll see what happens over the next 48 hours or so when I should hear back.

 

Scores mid 700's accross the board, 15-20 inq on each report only 5 in the last 12 months, income 200K+, no new cards in 36 months.

Amex platinum, gold, green, cash magnet, everyday, business cash

NFCU Cash rewards

NFCU Platinum

Bank of America Premium Rewards and BankAmericard

 

X1.jpg

Message 1 of 27
26 REPLIES 26
Trini88
Established Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Wow!!! What a spree! Congratulations on your many approvals and high SL on most of your cards! Discover...well that's no surprise I guess, I keep reading how stingy they are.



Goal Cards:
Message 2 of 27
FicoGuy2019
Established Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.


@Trini88 wrote:

Wow!!! What a spree! Congratulations on your many approvals and high SL on most of your cards! Discover...well that's no surprise I guess, I keep reading how stingy they are.


Thanks!  I was a little shocked about the 2k limit from discover but nothing to do now except CLI and grow it hopefully.  

Message 3 of 27
Danmae777
Regular Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Very nice, congratulations on your new approvals. 

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 4 of 27
CreditMagic7
Mega Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Congratulations on your new approvals from the HOT Spree!!

Message 5 of 27
gdale6
Moderator Emeritus

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Thats a grab of over 100K in new credit, grats on getting it all Smiley Happy

Message 6 of 27
NRB525
Super Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Congrats on your spree results ! That's quite a haul of cards!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 27
Ficoproblems247
Valued Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

It would take some people years to amas what you just did in a day. Congrats on an amazing spree! 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 8 of 27
Elpadrino1
Valued Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Congratulations on your approvals!! 

Message 9 of 27
FicoGuy2019
Established Contributor

Re: 8 apps, 7 approvals, 1 pending. Surprise X1 this morning.

Thanks all.  It's been just about 3 years since I went for any new cards since I have not had a need so I figured it was time to spin the wheel....and of course seeing approvals on here all of the time doesn't help.  Smiley LOL

 

I "think" I am done for 2022.

Message 10 of 27
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