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8th approval in 6 months..when will this stop?

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MyLoFICO
Valued Contributor

Re: 8th approval in 6 months..when will this stop?


@Anonymous wrote:

@MyLoFICO wrote:

@Anonymous wrote:

@MyLoFICO wrote:

@Anonymous wrote:

@MyLoFICO wrote:

@Anonymous wrote:

@MyLoFICO wrote:

Here ya go. Your 9th approval and a Chase card to boot. 

 

https://www.amazon.com/iss/credit/rewardscardmember/ref=footer_cbcc?_encoding=UTF8&plattr=CBFOOT 

 


There is a zero percent chance I get approved for one of those right? Becuase if there is a glimmer of hope I will apply right now. 

 

EDIT: Went to apply and it told me I have already applied for this product and been denied. LOL. Chase hates me. 


I have 30+ inquiries on all CR's and got approved. I also have the Chase FU which I PC'd to from a Slate that I got with 20+ inquiries. 

 

Oh, you know what, I bet they app'd you for it first and then when you didn't get it they gave you the store card. Which one did you app for when you went to Amazon?


I apped for the blue one, the Amazon Signature Visa. Looks like it won't let me apply for either now. Did not get store card either. I'm not against blindly apping for the Freedom. Thoughts on that?


No, that will be a 100% denial due to the number of inquiries and new accounts. Don't waste that HP.


Thank you Mr. Miyagi.


I was in your position this time last year and made a huge mistake. I will give you the advice others gave me that ai did not listen to. Stop now before you rack up the denials. You are ahead of the game for your scores. Go garden for a year and cultivate your new cards. 


FINE Smiley Sad


lol. I did the same thing. Only I didn't stop. lol. And I got plenty of denials which brought my scores down for several months. I am just now recovering. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 21 of 24
AverageJoesCredit
Legendary Contributor

Re: 8th approval in 6 months..when will this stop?

DANIEL SAN! Remember if one apps for a Chase Amazon, you are only apping for the Chase visa, the store card is Synchrony so no chance of apping for one and getting the other offered if the first one not approved. Two different appsSmiley Wink
Message 22 of 24
MyLoFICO
Valued Contributor

Re: 8th approval in 6 months..when will this stop?


@AverageJoesCredit wrote:
DANIEL SAN! Remember if one apps for a Chase Amazon, you are only apping for the Chase visa, the store card is Synchrony so no chance of apping for one and getting the other offered if the first one not approved. Two different appsSmiley Wink

I sorta thought that might be the case but not sure how Amazon has that all setup. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 23 of 24
Anonymous
Not applicable

Re: 8th approval in 6 months..when will this stop?


@Anonymous wrote:

In all seriousness though, shouldn't creditors stop approving me soon? Not sure how long this type of slow app spree lasts. The growth potential of all these cards combined is giving me butterflies. 


Congratulations on your approvals! In a one month period I was approved for 10 new cards. Two were initially declined 1. Chase- for bankruptcy still showing and 2. Barclay-number of inquires from other applications. I called the reconsideration lines for both (twice for Barclaycard) and was approved. So there is a chance for multiple approvals of course at the banks discretion. So far I haven't hit a wall, but I'm done. Gardening for the next few years if I can help it. I don't want to lose any accounts due to AR ending in some sort of AA. Good luck!

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Multiple-Card-Approvals/td-p/4929935

 

Message 24 of 24
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