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hey Kenny nice to meet you...I guess you can tell I am new at this....I didnt know there was a limit on threads...what is the daily limit?..had I known I guess I could have taken all week or month to post them.....I would much rather they be neat and where people are reading about each different card separately instead of all different responses on all different cards...which to me is confusing and defeats the purpose...especially if you are trying to research someone experience on a specific card or about a specific creditor like I do all the time...I dont want them to have to scroll through a lot of unrelated posts to find what they are looking for..thats why I took my time all day to try and explain it out for them...please let me know the limit so I can just post those..and I will copy and paste the rest on different days...because this is just driving my OCD crazy...lol...thanks and GOD bless!
From the way I see it....You went on an app spree just like a large percentage of this forums followers... Looks like the way you did it you did your homework. Of course you will take a large drop in your AAoA and your point spread will go down. You did stay away from the Comenity and Syncrony Bears and you spread your spree out to different lenders. I personally think you did a great job coming from your Credit One secured card and I am sure you got a real rush getting to the point that you spree'd and conquered the too big to fail giants out there. You have plenty of time now to sit back and garden and smile at your accomplishments and cudo's to you.
@Anonymous wrote:...I didnt know there was a limit on threads...what is the daily limit?..had I known I guess I could have taken all week or month to post them.....I would much rather they be neat and where people are reading about each different card separately instead of all different responses on all different cards...which to me is confusing and defeats the purpose...especially if you are trying to research someone experience on a specific card or about a specific creditor like I do all the time...I dont want them to have to scroll through a lot of unrelated posts to find what they are looking for..thats why I took my time all day to try and explain it out for them...please let me know the limit so I can just post those..and I will copy and paste the rest on different days...
Welcome to the board.
OP- as baller4 already mentioned, if you have quite a lot of approvals across the course of one day, it generally helps to include them all in one post on the board to make things more concise. If you had multiple approvals a month apart, as most people do, you make a post when the approval occurs.
There are many people on the board so being concise, brief and listing items together in one post when they are approved on the same day can help to not clutter the board.
Creating shorter and more concise posts also helps it to be easier for others to read.
Thanks for your words!....I think you get it...and understand what I was trying to do and see how it actually worked...I am DEFINITELY gardening now...lol...and grateful for the opportunity to teach my son this very real life lesson...this generation now dont want to wait on nothing...they dont want to sacrifice nothing...they want the most for the least amount of effort...I am so happy that they helped me to drive a point home to him...I dont expect him to be stuck in the dark ages with me...but I do want him to understand that no matter what year it is...the fundamentals are still the same and they still work...GOD bless you!
I went on an APP spree and this is #2 of 10 cards I applied for and was approved for all in one day. To see my 1st card approval story click here:
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-It-Approved-for-6500/td-p/4767528
Will be posting the other 6 later.
CreditKarma had me as "VERY GOOD" for this card so tried it and got the "We are reviewing your application now and we promise to to let you know when we're finished". I expected that because I had credit fraud alerts on my account. Instead of waiting I called the recon # and talked to a specialist.
used this# 800-567-1083
For a list of recon #'s for all credit cards check here:
http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
Asked me to verify my identity by asking me some questions from my credit report and my income. The questions they asked me came from information from the 90's such as a car I purchased back then and an address I lived at in the 90's. They also asked me to hang up so they could call me back on my cell phone to further verify it was indeed me. They would not take the number from me to call but instead took it straight from my credit report. They pulled my Experian credit report and it was my 1st inquiry on there. Took about 20 minutes and then approved. Told me they would be expediting my card to me and I would get it within 2 days. They immediately sent me the information to get in contact with someone if need be and to set up my online account which showed my credit limit of $8,000 on there. Just as they said I got my card through FedEx within 2 days. Someone implied that this may not be a true fact so I am providing the pictures here for proof. As they say, "Pictures are worth a thousand words". So hopefully this puts the naysayers to rest and gives someone hope who may be interested in applying for their own American Express card. Good luck with your financial future!
http://www.use.com/JRiaq?pop=false
Below is my bonus structure they offered me:
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SPECIAL OFFER - EARN UP TO $300 BACK - Here's How:
• $100 BACK after you spend $1,000 in purchases on the Card in the first 3 months.†
• PLUS, 5% back on $4,000 in eligible travel purchases on the Card in the first 6 months, up to $200.†
Thank you very much!