Chase used to love me for long time. Then they hated me. Deservedly so, as I stuck them for 20K, mas o menos, 20+ years ago. I'd heard their institutional memory was especially long so I've not even set foot in a branch, until about 3 weeks ago. I'd read this and decided the $300 for the checking account would be simple enough, so I went to a branch near my home and opened a checking account. While doing the paperwork the personal banker mentioned in passing I was showing as "pre-approved" for some credit cards. That night while buying some things on Amazon I got a CC offer at checkout & thought "What the heck"? Approved for a $2500 Chase Amazon.
Today I was out running errands -- mainly to keep me away from the computer and the 2nd App Spree I've endeavored in a couple of weeks -- and I decided to see if the Chase CC offers were still good. I saw the same young fellow, he checked and said I was showing good on all of the personal cards they offer , so I chose Chase Freedom, he pushed a button, and Bingo! $2800 CL with easy $150 SUB.
So they didn't exactly "slaughter the fatted calf." But they have let me back in the house. And they didn't make me crawl.
DPs: another EX HP today (plus an EX & TU HP on the Chase Amazon); Score: EX FICO 08 723 (today); for the Amazon card maybe 20 - 25 points less. Util: 5%; INQ: 13 EX; Note: the Chase Amazon which hasn't yet reported to the CRAs but which the branch manager said does show internally, put me at 5/24 (not counting the small army of CCs yet to show their faces). Another reason to visit the branch, I figured.
Edit: I discover this morning they also did a TU HP. They're gonna make me pay, one way or the other, to get back in the house.
