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A bunch of CLIs this week!

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Contributor

A bunch of CLIs this week!

I've been working hard on my rebuild and I needed to share.

Chapter 7 bankrupcy 4 years ago (dismissed, NOT discharged - ended up settling with creditors)

FICOs are 710/734/712

 

Credit line increases this week:

 

Discover 18,500 > 19,500 (double dipped, $500 each)

 

CapitalOne Spark 10,000 > 15,000

CapitalOne Venture One 8,700 > 9,450

CapitalOne QS 17,500 > 20,750 (not an instant CLI, got 2-3 day message)

 

PayPal 2% Cashback Card 4000 > 8000

Banana Republic Store Card 200 > 1000

Amazon Store Card 6,000 > 8,000

Google Store Card 2000 > 8000

Walmart Store Card 1000 > 5000

 

Overstock $10,200 > 12,200

 

I would never have made it wasnt for these forums.

Message 1 of 8
7 REPLIES 7
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Established Contributor

Re: A bunch of CLIs this week!

Congratulations on that massive overhaul of CLIs!!

November 2020: Experian 687 Equifax 694 Transunion 701


Cards I Have:
Cap One QS: $600
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $600
AMEX BCE: $1,000
Amazon Prime Store Card: $2,000
Overstock Store Card: $3,050

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until Spring 2021



Total Utilization: 29% => 26%

Total CL: $12,875 (new)
Message 2 of 8
Highlighted
Valued Member

Re: A bunch of CLIs this week!

Congrats! That's a healthy set of CLIs! Enjoy responsibly!





Current Cards:

Wanted Cards:
Message 3 of 8
Highlighted
Valued Contributor

Re: A bunch of CLIs this week!

Wow! Great job. Congrats! on the approvals. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 4 of 8
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Frequent Contributor

Re: A bunch of CLIs this week!

Wow! That's amazing!
Congratulations!



Message 5 of 8
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Senior Contributor

Re: A bunch of CLIs this week!

Congratulations!!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 8
Highlighted
Contributor

Re: A bunch of CLIs this week!

congrats!! Nothing better than CLI in exchange for using the cards right!
Message 7 of 8
Established Contributor

Re: A bunch of CLIs this week!

Excellent work, congratulations!

Current Scores & Increase since May 2020:

EX: 701 (+38)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/26/2020
Message 8 of 8
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