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A couple of "spur of the moment" approvals

StartingStrong
Frequent Contributor

Re: A couple of "spur of the moment" approvals

Thank you everyone for your congrats and information 😄

Message 11 of 17
nuohlac
Valued Contributor

Re: A couple of "spur of the moment" approvals

Congratulations on your approvals!!! Did you choose "Spur" of the moment for the reason I am thinking? #COYS 








Message 12 of 17
StartingStrong
Frequent Contributor

Re: A couple of "spur of the moment" approvals


@nuohlac wrote:

Congratulations on your approvals!!! Did you choose "Spur" of the moment for the reason I am thinking? #COYS 


LOL that was unintentional I swear 😂

I'm a United fan.

Message 13 of 17
seattletravels
Valued Contributor

Re: A couple of "spur of the moment" approvals

Congrats on your approvals, SS!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 14 of 17
HybridGunz
Regular Contributor

Re: A couple of "spur of the moment" approvals

Congrats on your approvals!!!




Starting FICO-8 as of February, 2019:

Current FICO-8 as of August, 2020:

Message 15 of 17
EverForward
Established Contributor

Re: A couple of "spur of the moment" approvals

Congratulations on your new cards.  Both new cards sound solid and useful.

 

From my recent experience, if you're going to strategically apply for 2-3 cards, seems almost best to apply for them back to back, before the 1st card reports.  I was recently declined on a prequal by Disco as my Cap1 recently reported.  No harm no foul as it was a SP.  I could be totally wrong, just an observation.

 

Sorry can't help with your questions.  Good luck with US Bank approval...

Message 16 of 17
StartingStrong
Frequent Contributor

Re: A couple of "spur of the moment" approvals

Just got an email from U.S. Bank confirming my approval, and the card now shows up on my account online. Smiley Happy

Had a couple more questions if anyone happens to know the answers to:

1) From what I read online, you can call up U.S. Bank and get a CLI on your SL. Is that usually a SP? And is it worth doing in my case since I already got a $5K limit? Would be nice to have a card over $5k as it seems no banks want to break that boundary with me. Smiley Very Happy

2) When am I actually eligible for a CLI on the Capital One Walmart card? From what I've read on the forums, seems like it's 6 months. However, the Capital One website says your card only needs to be over 3 months old. https://www.capitalone.com/credit-cards/credit-line-increase/

Message 17 of 17
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