A few CLIs & SP approval

[Aptiger]

Congratulations!

[dudefromtx]

Congrats on the CLI's and approval. Was the Dell Pay CLI a soft pull or hard pull? Also, how did you go about asking for the CLI with Merrick? Was it done with customer service? 

[pip3man]

Thanks everyone for the congulatory messages! @dudefromtx the Dell Pay was a SP CLI. I have all my bureaus frozen. In the past, and I mean within the last 6 months, it used to be a HP attempt on EQ or so. I would always get a denial letter cos they are unable to pull my credit report so something must've changed recently. As for Merrick Bank's CLI, the request is done through customer service. Since last year they've been offering guaranteed credit line increases of $200 - $300 every 90 days. If somehow denied, they make you wait 30 days before requesting an increase again. Good luck!

[dudefromtx]

Awesome! Thanks for the info. 

[Namaste7]

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@pip3man wrote:

I requested and was granted a SP CLI on a few accounts listed below. Also got a SP approval for the new Klarna credit card with a $4500 SL issued by WebBank. It doesn't report to the credit bureaus supposedly and has a sleek glittery Black design. Added a photo below for reference. There isn't much info on this card in the forum. I believe purchases of $30 or more get a 30 day interest free period with the added ability to split purchases. I haven't used it yet but would be interesting to see how it works practically.

[...]

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Check the agreement because the website states  "a 28.99% APR applies to all moved or split transactions, except for Pay in 4, which is interest-free. Klarna Credit Card users can convert purchases to Pay in 4 within 12 hours of the transaction. The first payment is due immediately, with the remaining payments every two weeks over six weeks—interest-free."

[GZG]

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@pip3man wrote:

I requested and was granted a SP CLI on a few accounts listed below. Also got a SP approval for the new Klarna credit card with a $4500 SL issued by WebBank. It doesn't report to the credit bureaus supposedly and has a sleek glittery Black design. Added a photo below for reference.

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 does it just not HP you or does it really never report to personal credit, does anybody know?

congrats!! 

[dfwxjer]

Congrats on the approvals