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Today was my 61 day mark for my BCP, so I asked for and instantly received the full 3x: $2500 to $7500. Makes the lowish starting CL a lot less painful. Yay!
Then, this evening, I started mulling over my Navcheck. I opened that the same day I opened my NFCU accounts, refinanced my car with them, and got the Cash Rewards Visa with a $25K CL, so I had foolishly requested a piddly little $2K Navcheck. (I was worried that they'd think I was greedy. ) Decided to ask for the full $15K and got a message saying it was under review, generally have an answer within an hour, blah blah. Started to squirm. Realized it was after 6 pm on a Friday and I might be squirming for a while. But have no fear! Checked the status 20 minutes later and saw that it was approved for $15K. I was hoping for a soft pull, but it was worth the increase either way.
Truth be told, I'd already snuck out of the garden a few weeks ago to app for the Southwest RR Premier. I just never logged in to fix my signature and report the approval. I fly Southwest a fair bit and they mailed me the 50K bonus points preapproval, so I went for it. Instant approval at $5k. (As it turns out, there was no rush: they've continued to mail me the same preapproval offer at the rate of 2-3 a week. Guess they REALLY wanted me to have that card).
@Miscellamy wrote:Today was my 61 day mark for my BCP, so I asked for and instantly received the full 3x: $2500 to $7500. Makes the lowish starting CL a lot less painful. Yay!
Then, this evening, I started mulling over my Navcheck. I opened that the same day I opened my NFCU accounts, refinanced my car with them, and got the Cash Rewards Visa with a $25K CL, so I had foolishly requested a piddly little $2K Navcheck. (I was worried that they'd think I was greedy. ) Decided to ask for the full $15K and got a message saying it was under review, generally have an answer within an hour, blah blah. Started to squirm. Realized it was after 6 pm on a Friday and I might be squirming for a while. But have no fear! Checked the status 20 minutes later and saw that it was approved for $15K. I was hoping for a soft pull, but it was worth the increase either way.
Truth be told, I'd already snuck out of the garden a few weeks ago to app for the Southwest RR Premier. I just never logged in to fix my signature and report the approval. I fly Southwest a fair bit and they mailed me the 50K bonus points preapproval, so I went for it. Instant approval at $5k. (As it turns out, there was no rush: they've continued to mail me the same preapproval offer at the rate of 2-3 a week. Guess they REALLY wanted me to have that card).
Congrats on the approvals!
Congrats to your success
Congrats on your CLI...
Now to wait 6 months Till your next spin at the wheel.
Congrats nice increases!!
Congrats on your approvals!
No more sneaking out!
Congrats! Thanks for sharing.
@Miscellamy wrote:Today was my 61 day mark for my BCP, so I asked for and instantly received the full 3x: $2500 to $7500. Makes the lowish starting CL a lot less painful. Yay!
Then, this evening, I started mulling over my Navcheck. I opened that the same day I opened my NFCU accounts, refinanced my car with them, and got the Cash Rewards Visa with a $25K CL, so I had foolishly requested a piddly little $2K Navcheck. (I was worried that they'd think I was greedy. ) Decided to ask for the full $15K and got a message saying it was under review, generally have an answer within an hour, blah blah. Started to squirm. Realized it was after 6 pm on a Friday and I might be squirming for a while. But have no fear! Checked the status 20 minutes later and saw that it was approved for $15K. I was hoping for a soft pull, but it was worth the increase either way.
Truth be told, I'd already snuck out of the garden a few weeks ago to app for the Southwest RR Premier. I just never logged in to fix my signature and report the approval. I fly Southwest a fair bit and they mailed me the 50K bonus points preapproval, so I went for it. Instant approval at $5k. (As it turns out, there was no rush: they've continued to mail me the same preapproval offer at the rate of 2-3 a week. Guess they REALLY wanted me to have that card).
Do you have any baddies on your CR?
congrats
@efranklin23 wrote:
@Miscellamy wrote:Today was my 61 day mark for my BCP, so I asked for and instantly received the full 3x: $2500 to $7500. Makes the lowish starting CL a lot less painful. Yay!
Then, this evening, I started mulling over my Navcheck. I opened that the same day I opened my NFCU accounts, refinanced my car with them, and got the Cash Rewards Visa with a $25K CL, so I had foolishly requested a piddly little $2K Navcheck. (I was worried that they'd think I was greedy. ) Decided to ask for the full $15K and got a message saying it was under review, generally have an answer within an hour, blah blah. Started to squirm. Realized it was after 6 pm on a Friday and I might be squirming for a while. But have no fear! Checked the status 20 minutes later and saw that it was approved for $15K. I was hoping for a soft pull, but it was worth the increase either way.
Truth be told, I'd already snuck out of the garden a few weeks ago to app for the Southwest RR Premier. I just never logged in to fix my signature and report the approval. I fly Southwest a fair bit and they mailed me the 50K bonus points preapproval, so I went for it. Instant approval at $5k. (As it turns out, there was no rush: they've continued to mail me the same preapproval offer at the rate of 2-3 a week. Guess they REALLY wanted me to have that card).
Do you have any baddies on your CR?
Yes, I still have several lates, one within the last year. No collections or charge-offs.