A humdinger of a CITI SL (for me anyway)

[Adkins]

Hot d*mn!! Congratulations! That's a great SL! 👍👍

[Meanmchine]

Congrats 12njoy

I thought Macys was DSNB, not Citi ??

[Anonymous]

Congratulations, 12njoy! Mighty nice SL on this newest card! Other Citi cards looking great, too! Happy for you! Enjoy! 

[Gmood1]

A big congrats 12! 😀
You continue to disprove the doomsayers with these awesome approvals!
I still have a statue of you in the foyer by the way.😂

[Anonymous]

---

@12njoy wrote:

First I'll like to say thank you to Mister Endowed and Finstar (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macys-30-Days-CLI-train/m-p/5259929#M541412) for providing the drive for me to obtain this.

I applied at 6:30am this morning for the Citi Preferred Thank you card.  I got the 7-10 day we require further processing.  I called a few hours later.  I got a woman at the backdoor who said I needed to speak with a senior analyst.  I said ok this is not looking good.  The senior analyst comes on the phone and verifies my identity and states she needs 2-3 minutes to process my application.  Tick/tock.  She comes back and says she needs another 3-4 minutes.  I say ok.  She then comes back with a monatone voice (I knew I was denied at this point) and says I just need to finalize your credit limit so please give me another 2-3 minutes.  Didn't mind waiting this time She comes back and says let me make sure that your credit line was approves since I gave you more than the system initially recommended for you.  She then goes yes it has been approved for (wait for it) $20,000.  She then says it has been approved but will not update in the system until midnight tonight.  By far the biggest Citi starting limit I've ever received.  I couldn't get any more CLI's with my existing Citi lines so Finstart suggested a new account may be possible and there you have it.  None of this would have started unless Mister E hadn't posted his CLI Macy's train which got me going on that front with Citi.  I have the following Citi accounts:

@Sears Mastercard @4k

@Anonymous's Amex @17k

@Anonymous Airlines @Anonymous.7k

@Anonymous Simplicty @6.4k

@Anonymous @11k

@Double cash @Anonymous.4k

@Expedia @9k

---

Excellent!! Congratulations!!....

[Anonymous]

---

@12njoy wrote:
Thanks all

---

lol

[Anonymous]

Congratulations! Same process for me, but at a much lower CL! LOL 

[Credit-hoarder]

---

@Meanmchine wrote:

Congrats 12njoy

I thought Macys was DSNB, not Citi ??

---

Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!

[sghosh5]

Congrats. I wish Citi could approve AAdvantage for me. Will wait for my new accounts to age. What does your credit scores look like?

[Meanmchine]

---

@Credit-hoarder wrote:

---

@Meanmchine wrote:

Congrats 12njoy

I thought Macys was DSNB, not Citi ??

---

Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!

---

Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.