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A humdinger of a CITI SL (for me anyway)

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Anonymous
Not applicable

Re: A humdinger of a CITI SL (for me anyway)

Amazing SL - Congrats!!!

Message 21 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Adkins wrote:

Hot d*mn!! Congratulations! That's a great SL! 👍👍


Thanks

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 22 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Anonymous wrote:

Congratulations, 12njoy! Mighty nice SL on this newest card! Other Citi cards looking great, too! Happy for you! Enjoy! Smiley Happy


Thanks

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 23 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Gmood1 wrote:
A big congrats 12! 😀
You continue to disprove the doomsayers with these awesome approvals!
I still have a statue of you in the foyer by the way.😂

Thanks Gmood.  You crack me up Smiley Happy  This is another unexpected surprise.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 24 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Anonymous wrote:

Congratulations! Same process for me, but at a much lower CL! LOL 


Congrats to you as well

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 25 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@sghosh5 wrote:

Congrats. I wish Citi could approve AAdvantage for me. Will wait for my new accounts to age. What does your credit scores look like?


Thank you.  EX FICO was about 698 at time of pull

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 26 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 27 of 37
Credit-hoarder
Valued Contributor

Re: A humdinger of a CITI SL (for me anyway)


@12njoy wrote:

@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.


Indeed it is---because when I log in to my Macy's store acct online--Citigroup is listed as part of the URL address. Also my Macy's and Best Buy store cards do ineed count as part of my total exposure with Citi. I was told this when I tried to have the CL increased on my Diamond Prefereed and was told the increase put me at max exposure with Citi at that time.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 28 of 37
Meanmchine
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Credit-hoarder wrote:

@12njoy wrote:

@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.


Indeed it is---because when I log in to my Macy's store acct online--Citigroup is listed as part of the URL address. Also my Macy's and Best Buy store cards do ineed count as part of my total exposure with Citi. I was told this when I tried to have the CL increased on my Diamond Prefereed and was told the increase put me at max exposure with Citi at that time.


LOL I vote for more informative disclaimers

Congrats again 12

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 29 of 37
Anonymous
Not applicable

Re: A humdinger of a CITI SL (for me anyway)

😮 congrats.
Message 30 of 37
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