First I'll like to say thank you to Mister Endowed and Finstar (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macys-30-Days-CLI-train/m-p/5259929#M541412) for providing the drive for me to obtain this.
I applied at 6:30am this morning for the Citi Preferred Thank you card. I got the 7-10 day we require further processing. I called a few hours later. I got a woman at the backdoor who said I needed to speak with a senior analyst. I said ok this is not looking good. The senior analyst comes on the phone and verifies my identity and states she needs 2-3 minutes to process my application. Tick/tock. She comes back and says she needs another 3-4 minutes. I say ok. She then comes back with a monatone voice (I knew I was denied at this point) and says I just need to finalize your credit limit so please give me another 2-3 minutes. Didn't mind waiting this time She comes back and says let me make sure that your credit line was approves since I gave you more than the system initially recommended for you. She then goes yes it has been approved for (wait for it) $20,000. She then says it has been approved but will not update in the system until midnight tonight. By far the biggest Citi starting limit I've ever received. I couldn't get any more CLI's with my existing Citi lines so Finstart suggested a new account may be possible and there you have it. None of this would have started unless Mister E hadn't posted his CLI Macy's train which got me going on that front with Citi. I have the following Citi accounts:
Sears Mastercard @4k
Macy's Amex @17k
American Airlines @11.7k
Citi Simplicty @6.4k
Double cash @14.4k
imo, that is a nice SL for anyone. I'd certainly be happy with it. Citi sounds like a great card.
Citi only lets me have Home Depot and then the
Congrats on Monster SL