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A humdinger of a CITI SL (for me anyway)

CaribbeanGringo
New Contributor

Re: A humdinger of a CITI SL (for me anyway)

Amazing SL - Congrats!!!

July 1, 2017 (VAN 3.0) -- TU - 498 EX - 508 EQ - 508
Current (FICO 8) ------------> TU - 795 EX - 764 EQ - 772
Message 21 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Adkins wrote:

Hot d*mn!! Congratulations! That's a great SL! 👍👍


Thanks

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 22 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@weedeb wrote:

Congratulations, 12njoy! Mighty nice SL on this newest card! Other Citi cards looking great, too! Happy for you! Enjoy! Smiley Happy


Thanks

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 23 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Gmood1 wrote:
A big congrats 12! 😀
You continue to disprove the doomsayers with these awesome approvals!
I still have a statue of you in the foyer by the way.😂

Thanks Gmood.  You crack me up Smiley Happy  This is another unexpected surprise.

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 24 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@LuckJr wrote:

Congratulations! Same process for me, but at a much lower CL! LOL 


Congrats to you as well

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 25 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@sghosh5 wrote:

Congrats. I wish Citi could approve AAdvantage for me. Will wait for my new accounts to age. What does your credit scores look like?


Thank you.  EX FICO was about 698 at time of pull

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 26 of 37
12njoy
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.

Profile Worth 1.2M+ (Just 1 store only card/PayPal Credit @5.5k)
___________ 12Njoy
Message 27 of 37
Credit-hoarder
Valued Contributor

Re: A humdinger of a CITI SL (for me anyway)


@12njoy wrote:

@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.


Indeed it is---because when I log in to my Macy's store acct online--Citigroup is listed as part of the URL address. Also my Macy's and Best Buy store cards do ineed count as part of my total exposure with Citi. I was told this when I tried to have the CL increased on my Diamond Prefereed and was told the increase put me at max exposure with Citi at that time.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 28 of 37
Meanmchine
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)


@Credit-hoarder wrote:

@12njoy wrote:

@Meanmchine wrote:

@Credit-hoarder wrote:

@Meanmchine wrote:

Congrats 12njoy

 

I thought Macys was DSNB, not Citi ??


Citi took over the underwriting for Macy's cards back around August of 2015.

BTW: Congrats 12 on the SUPER SL!


Just took this off the Macy's account log on page. Maybe you are thinking of Sears?

 

American Express is a federally registered service mark of American Express and is used by Department Stores National Bank pursuant to a license. The Macy's American Express Card program is issued and administered by Department Stores National Bank.


I think DSNB is a subsidiary of Citi, not sure but it is affiliated with Citi in someway.


Indeed it is---because when I log in to my Macy's store acct online--Citigroup is listed as part of the URL address. Also my Macy's and Best Buy store cards do ineed count as part of my total exposure with Citi. I was told this when I tried to have the CL increased on my Diamond Prefereed and was told the increase put me at max exposure with Citi at that time.


LOL I vote for more informative disclaimers

Congrats again 12


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 29 of 37
4theLoveofPoints
Valued Contributor

Re: A humdinger of a CITI SL (for me anyway)

😮 congrats.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 30 of 37
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