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A humdinger of a CITI SL (for me anyway)

pip3man
Valued Contributor

Re: A humdinger of a CITI SL (for me anyway)

DSNB is a subsidiary of Citigroup. As of the time I worked at Citi your total exposure with DSNB doesn’t affect nor is it counted towards your exposure with Citi unless things have changed since then which I doubt. 12njoy, congrats on that monstrous limit, I guess we can say Citi likes u like that!

Macy's AMEX $47,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $6,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 31 of 37
AverageJoesCredit
Mega Contributor

Re: A humdinger of a CITI SL (for me anyway)

Way to go 12Smiley Happy Enjoy the 20k clubSmiley Happy
Message 32 of 37
AverageJoesCredit
Mega Contributor

Re: A humdinger of a CITI SL (for me anyway)


@woodyman100 wrote:

Pretty SWEEEEEET!!
Citi only lets  me have Home Depot and then the
“NADA” Visa😋


I hear the NADA Visa is far superior to the NASA VisaSmiley Wink

Message 33 of 37
Musiclover
Super Contributor

Re: A humdinger of a CITI SL (for me anyway)

That is nothing short of amazing! Congratulations to you!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 34 of 37
VoltronM
Senior Contributor

Re: A humdinger of a CITI SL (for me anyway)

Congrats on approval and monster SL

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 35 of 37
UncleB
Moderator

Re: A humdinger of a CITI SL (for me anyway)


@12njoy wrote:

First I'll like to say thank you to Mister Endowed and Finstar (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macys-30-Days-CLI-train/m-p/5259929#M541412) for providing the drive for me to obtain this.

 

I applied at 6:30am this morning for the Citi Preferred Thank you card.  I got the 7-10 day we require further processing.  I called a few hours later.  I got a woman at the backdoor who said I needed to speak with a senior analyst.  I said ok this is not looking good.  The senior analyst comes on the phone and verifies my identity and states she needs 2-3 minutes to process my application.  Tick/tock.  She comes back and says she needs another 3-4 minutes.  I say ok.  She then comes back with a monatone voice (I knew I was denied at this point) and says I just need to finalize your credit limit so please give me another 2-3 minutes.  Didn't mind waiting this time Smiley Happy She comes back and says let me make sure that your credit line was approves since I gave you more than the system initially recommended for you.  She then goes yes it has been approved for (wait for it) $20,000.  She then says it has been approved but will not update in the system until midnight tonight.  By far the biggest Citi starting limit I've ever received.  I couldn't get any more CLI's with my existing Citi lines so Finstart suggested a new account may be possible and there you have it.  None of this would have started unless Mister E hadn't posted his CLI Macy's train which got me going on that front with Citi.  I have the following Citi accounts:

 

@Sears Mastercard @4k

@macy's Amex @17k

@American Airlines @11.7k

@citi Simplicty @6.4k

@costco @11k

@Double cash @14.4k

@Expedia @9k


Fantastic... way to hang in there with Citi!  Smiley Very Happy  And thanks for providing all the detailed data points as well... lots of value there! Smiley Wink  (Sorry I'm a bit late to the party.) Smiley Sad

 

Congrats!!  screamer.gif

 

bravo-gif-2.gif

Message 36 of 37
AverageJoesCredit
Mega Contributor

Re: A humdinger of a CITI SL (for me anyway)


@pip3man wrote:

DSNB is a subsidiary of Citigroup. As of the time I worked at Citi your total exposure with DSNB doesn’t affect nor is it counted towards your exposure with Citi unless things have changed since then which I doubt. 12njoy, congrats on that monstrous limit, I guess we can say Citi likes u like that!


Lol, that's good to know. I thought this might be the reason DC is keeping me  in the kiddie poolSmiley Wink

Message 37 of 37
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