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A win from PenFed

hkstyle
Member

A win from PenFed

They declined me a year ago right when covid started for the power cash after three months of opening an account. App'd for the pathfinder today and got approved for $20,000 with 14.99 apr. I'll take that as a win from them! 

This will be my highest limit card to date. Woot woot


update - requested data points:

2/12, 1/6, 

account opened for 1.5 years (saving, checking, HYSA) 

fico 9 - WF exp - 795

Fico 9 - pedfed - 822

mint vantage 3 - 793

not sure where else to get my scores from. 

Message 1 of 16
15 REPLIES 15
KingRue8500
Regular Contributor

Re: A win from PenFed

Congrats on your PenFed Pathfinder Rewards approval

Current Cards:


Message 2 of 16
Coldfizz
New Member

Re: A win from PenFed

Congrats on the new card and the sweet SL! 

Message 3 of 16
Elpadrino1
Contributor

Re: A win from PenFed

Congratulations on your approval and great SL!!

Message 4 of 16
coreyb80
Valued Contributor

Re: A win from PenFed

Congrats on the excellent approval!

Message 5 of 16
Yasselife
Valued Member

Re: A win from PenFed

Very nice, and congratulations 🍾 I'm looking forward on starting a relationship with Penfed; I've heard great things about them, and you are also proof of that.

P1kaCQuOgNjLZEc
Message 6 of 16
CreditAggie
Senior Contributor

Re: A win from PenFed

Congratulations on your PenFed approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 7 of 16
kkboom
Frequent Contributor

Re: A win from PenFed

@hkstyle congrats! I agree this is definitely a win.


Gardening until 10/2021
Message 8 of 16
James_A
Valued Contributor

Re: A win from PenFed


@hkstyle wrote:

They declined me a year ago right when covid started for the power cash after three months of opening an account. App'd for the pathfinder today and got approved for $20,000 with 14.99 apr. I'll take that as a win from them! 

This will be my highest limit card to date. Woot woot


Cool story -- congrats on your success.

Data Points (DPs) help others make informed credit decisions -- have you any to share?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 16
Titans84
Regular Contributor

Re: A win from PenFed

Congrats on your approval!

Current FICO 8:






Message 10 of 16
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