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AAA Travel Advantage Visa $17,000.00 **Approval

M_Smart007
Legendary Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@SouthJamaica wrote:

 


When I applied for that card, they pulled EX.


@SouthJamaica, I am confused??, in your [Approval] you stated "EQ"

 

They definately pulled EQ for mine .

 

(Click image to enlarge)(Click image to enlarge)

 

Message 21 of 52
SouthJamaica
Mega Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@M_Smart007 wrote:

@SouthJamaica wrote:

 


When I applied for that card, they pulled EX.


@SouthJamaica, I am confused??, in your [Approval] you stated "EQ"

 

They definately pulled EQ for mine .

 

(Click image to enlarge)(Click image to enlarge)

 


Sorry. You're right. It was EQ. 

 

 


Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682

Message 22 of 52
ChargedUp
Senior Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Congrats 007!

 

Comenity seems to give some nice limits on the AAA cards and you definitely grab the brass ring!

 

So far they've left my carry over limit from BoA alone... (As much as I want to punch the CLI button, I'm thinking it may bring unwanted attention!)

Comenity AAA Visa 84K.png

Message 23 of 52
Beefy1212
Frequent Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

 


@ChargedUp wrote:

Congrats 007!

 

Comenity seems to give some nice limits on the AAA cards and you definitely grab the brass ring!

 

So far they've left my carry over limit from BoA alone... (As much as I want to punch the CLI button, I'm thinking it may bring unwanted attention!)

Comenity AAA Visa 84K.png




Yea let that sleeping dog lay



Message 24 of 52
_ptatohed
Valued Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@SouthJamaica wrote:

@M_Smart007 wrote:

 

AAA Travel Advantage Visa $17,000.00 **Approval

 

Well ..the sad story, I have been gardening hard latelySmiley Tongue

Going to blame @SouthJamaica for this oneSmiley Tongue ( I was declined when the card came out / too many new accts)

 

Decided to pull the trigger on my very first Comenity Credit Card. (Yep, a first Comenity card in 40 years)

 

I am guessing they pulled EQ? .. as no TU or EX alerts.

 

EQ DP's ..

EQ F8 784

23 inquiries/ in 24 months

18/24 New accounts

AoYRA = 10-19-2022

AAoA = 3 Years, 11 Months

AoOA - 40 Years

Aggregate Utilization = 0%

AZE5 - Penfed reporting @ 40% Util. / Citi 17% / Disco 14% / Marcus GM MC 17% / Affinity FCU $260.00= 0%

Over 80+ Open accounts

40 closed accts.

One open Installment loan @ $20.00 bal of $25K

No Mortgage

No open Auto loans / 5 closed pif

No Baddies, BK's Lates or derogs.

Sufficient income

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

 


Smiley Happy It was really @_ptatohed 's fault.


 

In my best Beavis' voice:  "Oh yeah.  Heh, heh, sorry bout that".  

 

 

5% CB rotating: ; Everyday 3% CB: ; Everyday 5%: ; Companion Card: ; Everyday 2.2% CB: ; Retired to sock drawer after AOD: ; On my radar: ; No hope:
Message 25 of 52
firefox100
Valued Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Congratulations on your great approval and starting limit. Have fun and enjoy it.

Message 26 of 52
Hut1
Established Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@M_Smart007 wrote:

 

AAA Travel Advantage Visa $17,000.00 **Approval

 

One open Installment loan @ $20.00 bal of $25K

 

 

 

 


 Tell me you understand FICO scoring models without telling me you understand FICO scoring models. 😂

 

Congrats, btw!






Message 27 of 52
Yasselife
Valued Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Congratulations on your approval, @M_Smart007 






Message 28 of 52
M_Smart007
Legendary Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@ChargedUp wrote:

Congrats 007!

 

Comenity seems to give some nice limits on the AAA cards and you definitely grab the brass ring!

 

So far they've left my carry over limit from BoA alone... (As much as I want to punch the CLI button, I'm thinking it may bring unwanted attention!)

Comenity AAA Visa 84K.png


@ChargedUp,

Message 29 of 52
M_Smart007
Legendary Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@Hut1 wrote:

@M_Smart007 wrote:

 

AAA Travel Advantage Visa $17,000.00 **Approval

 

One open Installment loan @ $20.00 bal of $25K

 

 

 

 


 Tell me you understand FICO scoring models without telling me you understand FICO scoring models. 😂

 

Congrats, btw!


@Hut1, Thanks!

I don't fully understand "Understanding FICO scoring models" ..but it seem to be reasonable to have an open installment loan reporting at less than 8.9%Smiley Very Happy

Message 30 of 52
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