cancel
Showing results for 
Search instead for 
Did you mean: 

AAdvantage Platinum - update approved $9.9k

tag
Anonymous
Not applicable

AAdvantage Platinum - update approved $9.9k

I did recieve an email from American Airlines to apply for the AAdvantage Platinum. I can tell it is just advertisement and not an exclusive invitation. Just seeing if I should still apply. 

Current scores:

EX:687

TU:697
EQ:691

No baddies, I did do some shopping around earlier this year, got 2 cards at the beginning of the year, in addition just bought a house. As for inquiries for the past 6 months, at 5. I will say my utilization is high, didn't expect to come across so many expenses after a new home. at 40% utilization. 

 

Message 1 of 12
11 REPLIES 11
cashorcharge
Community Leader
Senior Contributor

Re: Debating if I want to apply for AAdvantage Platinum

I received the same advertisement and have been contemplating this card since earlier this year. I was set to apply and then when Covid happened, travel haulted and I paused...and then CITI took down their pre-qualification site. I've been waiting ever since. I see a lot of approvals on here for other people with non-co-branded CITI cards including CLI's's so I don't think they've completely stopped lending, but suffice to...I don't think they are as generous as they were. 
I'll look forward to your decision if you apply.

Message 2 of 12
coldfusion
Community Leader
Mega Contributor

Re: Debating if I want to apply for AAdvantage Platinum

You might want to knock down that utilization first.   Not only should that improve your scores it would make it more likely you would get a more favorable interest rate on the card.

 

My guess is that your scores as-is are likely good enough to get an approval but with a lowish SL and interest rate at the higher end of the range.

(2/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 12
Anonymous
Not applicable

Re: Debating if I want to apply for AAdvantage Platinum

Pulled the trigger just for the extra bonus and got approved for $9,900!  They had to confirm my identity from a fraud alert on my profile. 

Message 4 of 12
JR_TX
Valued Contributor

Re: Debating if I want to apply for AAdvantage Platinum

Congrats! That's a monster SL given the economic climate and your UTIL!

 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 1 TU 1 | AAoA 7y7m | UTIL 1% - 3% | $300K+ Total Limits

Message 5 of 12
M_Smart007
Legendary Contributor

Re: AAdvantage Platinum - update approved $9.9k

Congratulations on your AAdvantage Platinum Approval..

Message 6 of 12
gdale6
Moderator Emeritus

Re: AAdvantage Platinum - update approved $9.9k

Excellent approval, congrats on it and welcome to the board Smiley Happy

Message 7 of 12
AllZero
Mega Contributor

Re: AAdvantage Platinum - update approved $9.9k

Congratulations on your approval!

Message 8 of 12
Irv02
Established Contributor

Re: AAdvantage Platinum - update approved $9.9k

Congratulations on your new AAdvantage Platinum card!!!

Message 9 of 12
cashorcharge
Community Leader
Senior Contributor

Re: AAdvantage Platinum - update approved $9.9k

That's terrific!  Congratulations!  Enjoy that new card and those bonus miles!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.