Was out shopping yesterday and I frequently shop in American Eagle applied for credit card and offered 30% off. I was declined and the even more strange part is I received TRIPLE HPs on each of my credit reports. I am curious to see what the letter says when it comes in the mail. I thought about calling but just not that concerned about the application.
That is unfortunate about the denial. This is Synchrony Bank backed? It is my understanding they primarily HP TransUnion ?
Maybe give AEO a call and see what are you options?
@Harvey26 wrote:@dragontearsno just one on each report.
The way you worded it, it sounds like 3 pulls on EACH bureau. Anyway, yes AEO is sync backed, and the way they've been so twitchy lately, I can see denials if one's file isn't pretty much flawless. Do you have any derogs?
Sorry for your AEO denial
Sync going the way of 3 HP's
@OmarGB9 Nope never scores all over 740. I have synch back account BR VISA 6K, Lowes 35K. All in good standing and zero balance.
@Harvey26 wrote:@OmarGB9 Nope never scores all over 740. I have synch back account BR VISA 6K, Lowes 35K. All in good standing and zero balance.
All of this sounds a bit unusual how many new revolving open accounts do you have in 6 and 12 months? - I am just curious.
... I know you said you are not to concerned about the app but sorry to head about the denial. Other than 3 HPs I am wondering how sensitive Synch may have become to inquiries and new accounts.
@Credit4Growth Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.
@Harvey26 wrote:@Credit4Growth Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.
Congratulations on your approval!