The AKC Visa was one of two of my major goal cards and I got it! I applied on July 9th over the phone because the online application was out of order (this happens a lot). I did the entire app online and then got an error message and called in and applied. I received the card in the mail on July 20th. I was approved for $10.5K so it’s the signature version. I got the middle tier interest rate. This is the second time I’ve applied for this card. I was declined in 11/2017 for: Too many new accounts, too many inquires and BK.
DP’s at time of this application:
They HP’d Experian- FICO 8 was 723. They SP’d EQ - FICO 8 was 710.
New accounts in last 6 mo: 1
New accounts last year: 6 or 7 (opened Care Credit in January and it’s listed twice).
New accounts last 2 years: 13 or 14
HP’s at time of app:
EX
Last year -5
Last six months - 3
EQ
Last year - 4
Last six months- 3
If anyone wants any other data points or my other FICO score versions let me know.
I don’t currently have any other Comenity cards. I closed Overstock a year ago after I had it in good standing for a year.
Anyone know how to add your dog’s pic to this card? I can’t find it.
Thanks to everyone for helping me get this and all of my other great cards. I COULD HAVE NEVER, NEVER DONE IT WITHOUT ALL OF YOU!!!!!!
