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ALLIANT FINALLY CAVED....CLI on Visa

pizza1
Community Leader
Super Contributor

ALLIANT FINALLY CAVED....CLI on Visa

Oh man, where do I even start!! LOL... ok, the shortened version...

 

Got the Plat Visa on a major recon 12/16/16 with a SL of $500.  Have tried umpteen times since then for a CLI, and always declined due to too much credit etc...Im super surprised that Ive kept the card this long with that limit. It was going bye-bye end of year if I didnt get an increase anyways. 

 

Tonight I thought,  Im gonna try again and see what happens. INSTANT approval online. I asked for $5k, thinking they would counter a lower amount if any, but too my surprise they gave it too me, AND lowered my apr from 16.74% to 13.74%. Now I wish I would have asked for like $20k, and seeing if they would have countered.  Regardless,  They have redeemed themselves for now, LOL Smiley Wink

 

Pulled TU..facts sheet said 690

 

 

Screen Shot 2018-05-19 at 7.36.29 PM.png

 

 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 1 of 15
14 REPLIES 14
SOGGIE
Valued Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Congrats! Keep pushing.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 832 to 845
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 2 of 15
Moneyklutz
Frequent Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Grats Pizza!  

 

Good to know patience finally paid off with Alliant. I just got the Visa Sig card from them so 18 months from now it better darn well be CLI time or off to the shredder it goes! Smiley Wink

Message 3 of 15
CreditCuriosity
Moderator

Re: ALLIANT FINALLY CAVED....CLI on Visa

Congrats Pizza!  Alot of HP's for that CLI Smiley Happy, but at least your persistence paid off.

Message 4 of 15
4theLoveofPoints
Valued Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Congrats on the double success.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 5 of 15
Gmood1
Community Leader
Super Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Congrats Pizza, Alliant can be a hard nut to crack for some of us. I caved in and told them they can keep their nuts.😂🤣
Message 6 of 15
pizza1
Community Leader
Super Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Thanks so much everyone!! I wouldn't say I patience , but my last new account was almost 6 months ago, so maybe that had something to do with it as well. Also, not for a lack of trying either, LOL. Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 7 of 15
AverageJoesCredit
Mega Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa

Wait, wuh, Pizza in approvals? Whose got the coke?Smiley Wink Nice job Pizza only a fool would dare not meet your demandsSmiley Happy
Message 8 of 15
Dinosaur
Moderator Emeritus

Re: ALLIANT FINALLY CAVED....CLI on Visa

pizza1 ... it is good that you are keeping up the MyFico motto of "I will not accept no." Congrats on your success and persistence Smiley Very Happy

Message 9 of 15
pizza1
Community Leader
Super Contributor

Re: ALLIANT FINALLY CAVED....CLI on Visa


@Dinosaur wrote:

pizza1 ... it is good that you are keeping up the MyFico motto of "I will not accept no." Congrats on your success and persistence Smiley Very Happy


yep.. LOL.."Strike First. Strike Hard. No Mercy" "It not just in Karate, its in everything you do in life!"...(for any other Cobra Kai fans out there)  Smiley Wink

 

That Myfico motto "I will not except no", has gotten me cards and CLI's that only a few can ever imagine in life to have.  Plus, I have the "gift of gab" on recon, LOL... Smiley Wink


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 10 of 15
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