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AMAZING app spree!!

Velar_nyc19
New Contributor

AMAZING app spree!!

Soo my credit is doing great and I decided to take the next step in my rebuilding process. Due to having a fraud alert on my credit report, I had to wait for them to call me, some did the same day, some I called and they were able to call me back to verify, it is a pain in the ass having to wait for a decision after applying, so Ill be taking those alert off of my report soon.

 

Costco Visa $4000 - pulled EX

Best Buy Visa $2000 - pulled EQ went into the store to request a higher SL but was denied uqh

Wayfair MC $3000 - pulled EQ when i got the decision over the phone after verifying my identity, I asked for a higher SL, they increased it to $5000 Smiley Wink)

Home Depot store card $500 - pulled EQ, again with this one I asked over the phone for a higher SL, they increased it to $3000 Smiley Wink)

American Eagle Visa $1000 - pulled TU 

Amazon Secured Card - pulled EX, tried apping for the unsecured version but was declined??? nonsense

Venmo Visa DENIED - pulled TU 

Penfed Gold DENIED - pulled EQ

UPDATE: my last one before I go to the garden 🙌🙌app'd for Sofi CC $1000 - pulled EX

 

DPs before applying

EX INQ: 1

EQ INQ: 9

TU INQ: 3

NEW ACCT: 1/6, 5/12

UTIL: 35%

 

I better hold my horses and go to the garden asap LOL my scores at the time were EX 726, EQ 723, TU 680

 

I have been a member here and I have been reading fantastic rebuilding stories and that motivated me to fix my credit and realize that your credit history is one of your most important allies out there. Keep it up guys and thanks again!

 

 

Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

Re: AMAZING app spree!!

Pretty decent spree you had, congrats!

Message 2 of 20
M_Smart007
Epic Contributor

Re: AMAZING app spree!!

Congratulations on your approvals!

Message 3 of 20
gdale6
Moderator

Re: AMAZING app spree!!

Pretty good run there, grats on it all Smiley Happy

Message 4 of 20
Doodlebug30
Frequent Contributor

Re: AMAZING app spree!!

Congrats on a super successful spree!! 

Message 5 of 20
CreditAggie
Super Contributor

Re: AMAZING app spree!!

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 1/6, 3/12, 5/24
Message 6 of 20
newfossil
Valued Contributor

Re: AMAZING app spree!!

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 20
AllZero
Mega Contributor

Re: AMAZING app spree!!

Congratulations on your approvals!
Message 8 of 20
chalupaman
Community Leader
Super Contributor

Re: AMAZING app spree!!

Fantastic haul and congrats on your rebuild! Smiley Happy

Tradelines: Macy’s - $12k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k , Capital One Platinum - $3k, Firestone CFNA - $2.4k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Amex Delta Gold (AU) - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: EX - 689, EQ - 671, TU - 676
Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516
Total TLs: $80.9k
Total Utilization: 11%
Message 9 of 20
Golf-and-Credit
Regular Contributor

Re: AMAZING app spree!!

Congrats on the app spree!!! Always love reading these stories! 

Experian FICO 8: 826/2 inq’s 2/12, 3/24
Equifax FICO 8: 820 775/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 3/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $10K
Capital One Quicksilver: $4750
Numerica Credit Union Platinum: $2000
Military Star: $7300
1% utilization
Message 10 of 20
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