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AMEX 3X CLI - 18 months later

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FirstAscent
Regular Contributor

AMEX 3X CLI - 18 months later

I've had my AMEX BCE for about 18 months now, I believe at the first 91 day mark I had requested a CLI but was denied because my score had gone down since I first opened the account. Nothing bad but just due to the higher utilization that posted on my cards.

 

I think a year into I got an auto CLI that took me from $2k to $3k. So smaller, but I'll take it. 

 

Come today and I decided to go for a 3X CLI request, APPROVED! So this bring this card to $9k and is no longer my lowest card. My WF card is now my lowest at $7k but they do HP requests so I just have to wait for that one to come up on it's own. 

 

Stoked though on this increase!

 

 

Current cards are now:

WF Platinum - $7000

AMEX BCE - $9000

Discover IT - $17500

NFCU Platinum - $25000

 

I've had quite the journey. My WF card was my first REAL credit card and it was originally a secured then upgraded over time to non secured. Before that I had bad credit and non prime cards with like $350-$500 limits. The AMEX lower limit had been bother me for quite some time haha so I'm happy to bring this one up. 

 

I still have work to do but time heals!

 

In case anyone is wondering I called in to make the request. But I'm sure it doesn't matter if you do it online or on the phone, but figured I'd mention it anyway. 

Current Score: EQ 708 | TU ??? | EX 714
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 740
Message 1 of 19
18 REPLIES 18
thornback
Senior Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations!! 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 19
Traveler101
Established Contributor

Re: AMEX 3X CLI - 18 months later

Congrats!

Message 3 of 19
Drwaz99
Established Contributor

Re: AMEX 3X CLI - 18 months later

Awesome! Congrats! 

Message 4 of 19
AllZero
Mega Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations on your 3x CLI!
Message 5 of 19
blindambition
Senior Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on the CLI. Better late than never. You've shown your value. 🍾 

Message 6 of 19
MyFault
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on your 3x CLI!






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Message 7 of 19
seattletravels
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on your CLI!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 8 of 19
Fico82
Frequent Contributor

Re: AMEX 3X CLI - 18 months later

Congrats !







Message 9 of 19
M_Smart007
Legendary Contributor

Re: AMEX 3X CLI - 18 months later

Congrats!

Message 10 of 19
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