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AMEX 3X CLI - 18 months later

FirstAscent
Regular Contributor

AMEX 3X CLI - 18 months later

I've had my AMEX BCE for about 18 months now, I believe at the first 91 day mark I had requested a CLI but was denied because my score had gone down since I first opened the account. Nothing bad but just due to the higher utilization that posted on my cards.

 

I think a year into I got an auto CLI that took me from $2k to $3k. So smaller, but I'll take it. 

 

Come today and I decided to go for a 3X CLI request, APPROVED! So this bring this card to $9k and is no longer my lowest card. My WF card is now my lowest at $7k but they do HP requests so I just have to wait for that one to come up on it's own. 

 

Stoked though on this increase!

 

 

Current cards are now:

WF Platinum - $7000

AMEX BCE - $9000

Discover IT - $17500

NFCU Platinum - $25000

 

I've had quite the journey. My WF card was my first REAL credit card and it was originally a secured then upgraded over time to non secured. Before that I had bad credit and non prime cards with like $350-$500 limits. The AMEX lower limit had been bother me for quite some time haha so I'm happy to bring this one up. 

 

I still have work to do but time heals!

 

In case anyone is wondering I called in to make the request. But I'm sure it doesn't matter if you do it online or on the phone, but figured I'd mention it anyway. 

Current Score: EQ 678 | TU 691 | EX 691
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 700
Message 1 of 19
18 REPLIES 18
thornback
Senior Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations!! 

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 19
Traveler101
Frequent Contributor

Re: AMEX 3X CLI - 18 months later

Congrats!

Message 3 of 19
Drwaz99
Established Contributor

Re: AMEX 3X CLI - 18 months later

Awesome! Congrats! 

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Business 5k
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k
Amazon Store Card 10k

Fico 8s as of 1/2/2021:




Message 4 of 19
AllZero
Super Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations on your 3x CLI!
Message 5 of 19
blindambition
Community Leader
Senior Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on the CLI. Better late than never. You've shown your value. 🍾 

Message 6 of 19
MyFault
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on your 3x CLI!



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Message 7 of 19
seattletravels
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on your CLI!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 8 of 19
Fico82
Regular Contributor

Re: AMEX 3X CLI - 18 months later

Congrats !












Message 9 of 19
M_Smart007
Epic Contributor

Re: AMEX 3X CLI - 18 months later

Congrats!




Message 10 of 19
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