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AMEX 3X CLI - 18 months later

KLEXH25
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats!! That's a well earned and deserved increase. Enjoy!





Message 11 of 19
angelwingz
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations on your 3x CLI! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 12 of 19
Mv350
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations on the triple!!🎉🎉

Message 13 of 19
benreily
Established Contributor

Re: AMEX 3X CLI - 18 months later

Sweet! Congratulations!

Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Dec 16, 2017)EQ > 720, EXP ?, TU > 730
From myfico.com EQ Score: (Mar 3, 2021) From myfico.com EQ Fico 8 792, Fico 9 816, TU Fico 8 789, EX Fico 8 768
Feb 1, 2021 AoOA 18 years, 10 months, AAoA 7 years, 10 months




Message 14 of 19
19eighty5
Senior Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 15 of 19
Mnk1
New Contributor

Re: AMEX 3X CLI - 18 months later


You should call WF. I only had my Propel for about 10 months and called. I stated I just wanted a credit line increase but didn't want a HP only a SP. CSR ask me how much credit line increase I wanted. I had 12,500 currently so I just pulled the figure out the air and ask for 18,000. He came back with 15,700 credit line increase. No HP!

 

Congrats on the AMEX CLI!

Message 16 of 19
coreyb80
Valued Contributor

Re: AMEX 3X CLI - 18 months later

Congrats on the CLI!

Message 17 of 19
FirstAscent
Regular Contributor

Re: AMEX 3X CLI - 18 months later


@Mnk1 wrote:

You should call WF. I only had my Propel for about 10 months and called. I stated I just wanted a credit line increase but didn't want a HP only a SP. CSR ask me how much credit line increase I wanted. I had 12,500 currently so I just pulled the figure out the air and ask for 18,000. He came back with 15,700 credit line increase. No HP!

 

Congrats on the AMEX CLI!


 

Thanks so much everyone! I called AMEX again today asking some general questions and they were trying to get me to get a Gold card they said I was approved for. I declined as I don't want any more cards right now and the Gold card isn't for me, but it was nice to hear it still Smiley Happy

 

@Mnk1 Thanks for the advice! I actually did call WF recently to ask about a CLI but the CR said she has no way of knowing if it will be a SP or a HP. She said if they need to do a review on the account it will be a HP, if not it will be a SP, but there is no way of knowing and they wouldn't tell me or ask me first if they would end up needing to do a HP. So I said no thanks. I'll do further research though, I'd love to get a CLI on WF also but it's not worth the HP for me right now. 

Current Score: EQ 678 | TU 691 | EX 691
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 700
Message 18 of 19
Dreams_Come_True
Regular Contributor

Re: AMEX 3X CLI - 18 months later

Congratulations on your CLI! 

Message 19 of 19
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