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AMEX APPROVAL! DEFINITELY SHOCKED!

SpartanGirl924
Regular Contributor

AMEX APPROVAL! DEFINITELY SHOCKED!

So I wanted an AMEX to complete my card profile. In the past few weeks, I applied for the Cap 1 VentureOne, Discover IT, and now the Amex Delta card. I'm super excited because my profile is not clean at all. 3 unpaid collections and unpaid chargeoff. I plan to pay them once they verify everything. I'm not falling for the okee doke. But all in all my app spree is complete. I was preapproved for the BCE but I was scared, so I went with the Delta. So Amex definitely gave me a chance, and I plan to do right by them! And all of my cards of course. 

Message 1 of 23
22 REPLIES 22
Loquat
Moderator Emeritus

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congrats on completing your spree with the cards that you want in your portfolio.  You've got a nice lineup.  Enjoy!

Message 2 of 23
SpartanGirl924
Regular Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Thank you!

Message 3 of 23
jbsea
Established Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congrats on all your approvals.... Nice to get the cards you want.  Good job.

Amex Gold NPSL / Venture $23,000 / Discover $12,500 / NFCU Cash Rewards $40,800/ NFCU GO Rewards $8000 (AU) / Amex ED $15000 / NFCU Flagship Rewards $26300 / CFU (AU) $4000 / QS1 $3000 / Citi Costco $3000 (AU) / Amex Delta $9500 / FNBO Amex $10,000 / NFCU CLOC $15,000
Message 4 of 23
CMSA
Established Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congrats!

Message 5 of 23
Chynnac
Frequent Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congratulations
Nov 2014 500s April 2016 TU 707 EQ 690 EX 663 May 2017 TU 718 EQ 708 EX 701
CSR 12K United Explorer 12k Cap One QS 10.6K Discover 7.8k Freedom 4k Unlimited 4.4k AMEX Platinum NPSL
Message 6 of 23
JonMark
New Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Very awesome, congrats! I have the same AMEX (as an authorized user) and it comes in handy. I'm wanting to build my scores up so that I can get the BCE from AMEX, that's one of my main goals. 

Total Credit: $29,650

AMEX Delta Skymiles: $6,000 | Discover IT Secured: $500 | Capital One QuickSilver: $2,600 | eBay Mastercard: $500 | Bank of America Cash Rewards: $500 | Minor Credit Cards: $19,550
Message 7 of 23
Redbeetle
Established Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congrats! It sure is a great feeling when you get approved for something you really want!


Discover It $24.5k
Citi DC WEMC $16.8k
USBank Cash+ VS $12k
USBank Platinum $12k
Citi Custom Cash WEMC $3.2k
Message 8 of 23
grillandwinemaster
Valued Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Congrats on getting "IN" with Amex. Can you share some more details about your credit profile. It would be most helpful to those of us that are trying to get in with Amex. What were your scores? Can you please elaborate on your baddies? Thanks again, it's much appreciated. 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 9 of 23
SpartanGirl924
Regular Contributor

Re: AMEX APPROVAL! DEFINITELY SHOCKED!

Ex-655, TU-667, EQ-650, not sure what my updated TU and EQ scores are. Charge off is a private student loan from Chase $6k, 2 collections were from apartments in undergrad..$2700,$1300...and the last collect is a dte bill..$700... The chase was opened in 08, but last update in 2014... The collections were all updated between 2013 and one was updated this year.
Message 10 of 23
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