AMEX BCE 61 day CLI

[MrTom]

Approved!
Today is day 61 for my AMEX card.
SL was $2,000 requested my 3x at $6,000 and was instantly approved!
Looking ahead when should I request my next CLI?

[Anonymous]

• You must wait a period of six months in between credit limit increases from American Express. This applies across all of your American Express cards.
• If you’re denied, you must wait 90 days before applying for an increase again.

Take a look at this thread. http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/m-p/180898...

Y

[Anonymous]

Congratulations for hitting on the 3x CLI! Here is link that might help on the 181+ rule https://www.timeanddate.com/date/duration.html

[simplynoir]

Congrats!

[jlitnns]

All right! Congrats!

[Anonymous]

     You can call AMEX and they will readily give you your next date for a requested CL. If you apply early they will deny you, but it’s a soft pull and won’t hurt. At the same time, they will give you the exact date (say tomorrow Feb 17, 2018) when you can request for one. Unlike a CRA’s dispute, you do not restart the clock – ask a day early and they will quickly tell you to apply again tomorrow.

     I've had AMEX for a long time and never bothered to ask for an increase. I usually only use it internationally and my CL is sufficient; however, after one trip I noticed I was approaching my limit (when I got back). Of course I paid it off and did not let it interfere with my score; but I came back early and would have been up an AMEX creek if I stayed my full length. I called and asked for an increase (didn’t know about the 3x at that time). Got it and simply said thank you. Less than a year later I got a notification from AMEX asking if I needed/wanted another CL increase. Said Okay, and then less than a year after that I got another email asking the same question. Said no then since I had/have more than I needed; but I had a detailed conversation with the agent that gave me the information I just reported. For those of you that know me from the forums, I check things out. Yep it works, as long as your history (and CS) is still good with them!

Y

[AverageJoesCredit]

6 months

[Anonymous]

Gongrats on you cli! Was is 61 days from when you were approved for the card?

[ShatteredK]

Congrats with the 3x CLI!

[MrTom]

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@Anonymouswrote:

Gongrats on you cli! Was is 61 days from when you were approved for the card?

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Yes, 61 days from account opening.  I added it to my calander on my phone, went to the website during my lunch break, filled the form in, clicked on submit and instant approval!  I already have my 181 day programed in :-)