Well, i ran across this forum tonight, or should i say this morning, and i figured id try my luck out at a limit increase on my usbank cash+ card ive had for a year and a half now. So i called the number on the card and low and behold they bumped me from 15,000 up to 20,000 with no credit pull! they did give me the option to request more but that would require a pull and considering i wasnt trying to bring my score down i said no thank you and hapilly hung up. Then after reading around this forum some more I decided to go ahead and get an Amex card because why not? Put my approval in for the Blue Cash everyday card with the $200 offer if i spend $1000 in 3 months which should be easy. Got approved right away for $10,000. Now I just need a chase card and my collection should be complete..... for now.
Some info -
equifax and transunion scores are 803 and 807
cards - apple card, amazon prime card, best buy in-store card, target red card, us bank cash+ visa sig, us bank platinum card, discover it card, and a line of credit with us bank.
Well I'd say that was a worth while call
and a fruitful app :-)
Congratulations on your success!
Welcome to the forums, @Ebarron0125, and congrats on the increase and new card!
Sweet double play and welcome to myfico
Just an FYI, Chase has an unofficial 5/24 rule which means if you have opened 5 or more cards within the past 24 months you will be declined for a Chase card. Congratulations on your approvals!
Congrats on your CLI and approval! Look forward to hearing about your upcoming Chase approval as well!