AMEX BCE Approval! All thanks to you guys!

[jpparker07]

So my day has been made! I applied for an AMEX Zync back in August and got a Green in November with mid 600 scores and one unpaid medical collection. I got two charge cards simply to build a relationship with AMEX. Goal: Get that BCE! I got a Discover It, Chase Freedom, and SECU ScoreCard along the way since then but that dang BCE escaped me. I started applying at the end of November knowing it was a soft pull if I was declined. I didn't want to recon to avoid the hard pull. I applied each month after the 30 days was up. The main reason for decline was my FICO score and length of time with AMEX. I continued to apply trying to find that magic amount of time  with AMEX that would get me approved (I also got the medical collection deleted with a PFD). I think I found it. 6 months seems to be ideal because today, 4 days after my 6th Zync statement I was APPROVED for the BCE.

I had promised myself after each card (Discover It, Freedom) that I would go into the garden and wait patiently for my AMEX's to age, but since a decline is a soft pull (which I learned from these wonderful forums) I decided to keep at it. Now, I can officially put my behind in the garden for a good long time. I have the cards I have always wanted and I am so thankful to these forums because I have gone from two crappy capital one starters to an AMEX BCE in 6 months. Thank you all!

PS. How soon can I find out my credit limit? Can I call now?

[Sweets8E]

Hey that's awesome news! Congrats to you. I app'd for a BCE on February 26 and got approved as well. Unfortunately, it was only for $1000 and the APR was not favorable at all. On the bright side, I now am the proud owner of an Amex revolver and thus, my journey to collect my most coveted cards is complete. Cheers!

[mnavas]

Call Amex new acc (888) 826-3471 They might be able to tell you what your credit limit is... And Congrat on the Approval btw

[Sweets8E]

Forgot to add that you can call them up right now and find out what your limit will be.

[youngandcreditwrthy]

Congrats! Dont forget: on the 61st day, you can get a 3xcli!

[Pilotdude]

Thats great!!!  Congratulations!!

Don't forget about the Amex 61 day 3XCLI   or what the youngandcreditworthy said....hehe

[Creditseeker93]

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@jpparker07 wrote:

So my day has been made! I applied for an AMEX Zync back in August and got a Green in November with mid 600 scores and one unpaid medical collection. I got two charge cards simply to build a relationship with AMEX. Goal: Get that BCE! I got a Discover It, Chase Freedom, and SECU ScoreCard along the way since then but that dang BCE escaped me. I started applying at the end of November knowing it was a soft pull if I was declined. I didn't want to recon to avoid the hard pull. I applied each month after the 30 days was up. The main reason for decline was my FICO score and length of time with AMEX. I continued to apply trying to find that magic amount of time  with AMEX that would get me approved (I also got the medical collection deleted with a PFD). I think I found it. 6 months seems to be ideal because today, 4 days after my 6th Zync statement I was APPROVED for the BCE.

I had promised myself after each card (Discover It, Freedom) that I would go into the garden and wait patiently for my AMEX's to age, but since a decline is a soft pull (which I learned from these wonderful forums) I decided to keep at it. Now, I can officially put my behind in the garden for a good long time. I have the cards I have always wanted and I am so thankful to these forums because I have gone from two crappy capital one starters to an AMEX BCE in 6 months. Thank you all!

PS. How soon can I find out my credit limit? Can I call now?

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Congrats on the approval! I just got approved as well but I went straight for the BCP

Since I was an AU on another BCE got it backdated to February 2012 :-) 

To check your credit limit (assuming it was an instant approval) use this number:

Application status number: 1-800-567-1083

Speak "application status" 

will ask for last 4 of SSN and zip code. 

[jpparker07]

Alright I called and they matched my highest limit with my credit union which was 2000.00! Very excited! In 61 days hopefully that will turn into 6000!

[Epcot]

Congrats on the approval!

[09Lexie]

Congrats!