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AMEX BCE Approved!

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Valued Contributor

AMEX BCE Approved!

Hi guys! I've been reading here since May and your advice has helped me improve my credit tremendously so thank you! 

 

I have an Amex ED that I got at the end of June but I really wanted the BCE (I was preapproved for it, the BCP and ED before getting the ED) but I wasn't getting the good offer I wanted so I didn't apply for it until tonight. I cleared my browser's cookies and Amex showed me offers I've not seen before like $250 after you spend $1,000 in purchases in your first 3 months so I went for it! I was instantly approved for $1,000 not great but I got the card and offer I wanted, and 0% APR for 12-months so I'm happy. Smiley Happy

 

My FICO 08 is 661, income $108k and 6 inquiries on EX. My utility is 6% and all my baddies are about 4-years old.


Message 1 of 16
15 REPLIES 15
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Established Contributor

Re: AMEX BCE Approved!

Congrats! Smiley Happy
Message 2 of 16
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Valued Contributor

Re: AMEX BCE Approved!

Thank you! Smiley Happy

Message 3 of 16
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Established Member

Re: AMEX BCE Approved!

Congrats. I'm jealous. I really wanted this card when I got my approvals back a few days ago. Hopefully it'll be my turn in a couple of months when I get my UTI down a bit more!!

Message 4 of 16
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Contributor

Re: AMEX BCE Approved!

Congrats! Loving my BCE, and the looks it gets are priceless! Enjoy.

 



AmEx FICO 8: EX [714] | Discover Scorecard FICO: EX [719]

  

Message 5 of 16
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Community Leader
Mega Contributor

Re: AMEX BCE Approved!

Congrats on a great offerSmiley Happy Should buy lots of shoes for yaSmiley Wink
Message 6 of 16
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Valued Contributor

Re: AMEX BCE Approved!

Thanks guys! I can't wait for it to arrive. Smiley Happy


Message 7 of 16
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Valued Contributor

Re: AMEX BCE Approved!


@AverageJoesCredit wrote:
Congrats on a great offerSmiley Happy Should buy lots of shoes for yaSmiley Wink

Thanks AJC! This made me laugh so hard!! Smiley Happy Definitely getting new shoes on an Amex-approved department store Smiley Wink


Message 8 of 16
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Valued Contributor

Re: AMEX BCE Approved!


@chaoszerox wrote:

Congrats. I'm jealous. I really wanted this card when I got my approvals back a few days ago. Hopefully it'll be my turn in a couple of months when I get my UTI down a bit more!!


Thanks! I was denied when my utility was 33% and score over 671. They countered me with credit steps and no offer for BCE and showed me the same for ED. I took it but for the ED. I waited a month or so until the BCE showed me a good offer. Definitely, wait until your utility is under 9% to get the good bonus. Smiley Happy


Message 9 of 16
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Valued Contributor

Re: AMEX BCE Approved!

Congrats.  I got the same card and offer a few weeks back. They kept trying to give me the 150 offer but finally got the bigger one.  3 percent on groceries is good as well.  

More cards than I can mention in a signature.
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