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AMEX BCE Approved!

Frequent Contributor

AMEX BCE Approved!

Evidently I am on a mini spree as of late...


Approved Discover 6k SL (DisneyLand expenses)


Approved Citi Diamond 6300 SL (Balance Transfer portion of my closed cc over)

Approved BOA BankAmeriCard 5k SL (BT rest of closed cc over)



Amex BCE Approved 4100 (this one didnt really have a purpose but nice to have my first AMEX)


Now I will have my closed cc that haunted me for 7 years done for, Disneyland incdientals paid for stress free, and Earn 3% on groceries for Disney trips and 2% for the gas down there (from it will be alot lol)

Message 1 of 10
Senior Contributor

Re: AMEX BCE Approved!


FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 2 of 10
Regular Contributor

Re: AMEX BCE Approved!

Congrats on first amex!


I am about 1 year into amex after having all other cards for 12+ years!




(TUfico8 810)--(EXfico9 804)--(EXfico8 798)--(TUvs3.0 767)- CL- pers 175k+ util~5% biz $85k+
IHG 14.2k--BOA 15.5k--Amazon Prime Store 10k--Amazon PrimeVS 500--Amex Blue Cash Everyday 6k--WellsFargo Cash Wise 14k--PNC Core 10.2k--WalmartMC 10k--SearsMC 10k--Lowes 18k--Toyota 6.5k--Capital One 5250--BP 10k--Home Depot 24.2k--Chase FU 6.6k--Discover 15.5k
BIZ- Amex Plum NPSL--Amex SC+ $13.5k--Amex B4B $12k--Chase Ink $36k--PNC $25k
Message 3 of 10
Established Contributor

Re: AMEX BCE Approved!

That's sweet Marinersguy!  Congratulations!


Question for ya.  What are your scores like currently?  and do you have any baddies?



~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 659, EQ 696, TU 739 (02/24/2018)
1st Goal Ficos: EX 700, EQ 700, TU 750 (12/31/2018)
~~~Credit lines~~~~
BofA Platinum Plus: $2000
Capital One Platinum: $500
Discover It: $10,500
Chase Freedom Unlimited: $6400
Home Depot: $500
BofA Cash Rewards: $1500
Lowe's: $1000

My Credit Rebuild

Take the myFICO Fitness Challenge
Message 4 of 10
Frequent Contributor

Re: AMEX BCE Approved!

Oh i forgot to put data points in the original message, sorry about that! (I really need to add that to my sig)

0/7500 Sync

0/1000 Chase

0/9500 Freedom

3900/8250 Kay

2300/2500 Personal LOC

3900/14000 BOA

0/6000 Discover

0/4600 Citi


4-7 Inqs across all CBs, 1 baddie 30 day late Mar 2013.

AAoA 5 yrs 7 months

FICO: 716 EX, 689 TU, 698 EQ (TU and EQ dont have recent payoff of citi or discover yet reporting)


I think now after i get my closed card transferred to my Diamond and new BOA card, im going to focus on paying down my 3700 bal on BOA since it has the highest int rate and in garden for at least 6 months from today.

Message 5 of 10
Frequent Contributor

Re: AMEX BCE Approved!

Congrats, fellow Seattle-ite! I just landed my BCE a couple days ago, though I used it for BT. 

FICO 8 (6/16/18) - Equifax: 691, TransUnion: 715, Experian: 680br

AmEx BCE: $2,000 | AmEx HH: $1,000 | Barclays Rewards MC: $5,300 | BECU Cash Back Sig. Visa: $10,000 | BECU CLOC: $3,000 | Citi Costco Sig. Visa: $4,000 | Citi Prestige: $4,000 | Citi HD: $3,000 | Capital One Kohls: $1,500 | CapitalOne Quicksilver: $3,300 | Chase Freedom Unlimited: $4,000 | Discover IT: $1,700 | Synchrony Care Credit: $8,000 | Synchrony Walmart: $5,000
Message 6 of 10
Regular Contributor

Re: AMEX BCE Approved!

Congrats on the BCE!


It's a nice grocery card that might help you eat healthier, LOL!

   EQ=810       TU=806       EX=802    INQ=1/3/4   UTIL~1%    AAoA=4yr      AZEO         2.5% VA
Message 7 of 10
Regular Contributor

Re: AMEX BCE Approved!

Congratulations 😁

Scores 05/11/2018 EQ Fico 8 [698] 28 Inqs, EX Fico 8 [662] 12 Inqs, TU Fico 8 [668] 18 Inqs.
Gardening since 03/18/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 17% DCU Rewards Visa 10K, USAA Platinum Visa 2K, Costco Visa $5.5K, NFCU AMEX $15K, Wells Fargo Cash Wise 7.5K, Barclays AAdvantage MC $5K, NFCU GoRewards 10K, BofA Travel rewards 5.5k, BofA Americard 5.5k, Home Depot Commercial 1k, Best Buy Visa 10k, ExxonCard $1500, PenFed Visa Sig 6k, NFCU CLOC 10K, Boscov's 5.3K, Overstock 3k, Sportmans $300, Amex BCE $500, Amex SPG 3K, BarClay Arrival $2k, DiscoverIT 9k, AmazonCard 5k, PayPal MC 5K, BarclayRewards 3.8K, CapOne Silver 16.5K, Lowes Credit 10K, Wal-Mart Store Card 6K, Wayfair 4.9K
Message 8 of 10
Frequent Contributor

Re: AMEX BCE Approved!

Congrats! Good goal to meet and its a nice card!

Starting Score-(01/2017): FICO ||EX:575--EQ:549--TU:588||
Current Score--(04/2018): FICO ||EX:686--EQ:697--TU:715||

Message 9 of 10
Regular Contributor

Re: AMEX BCE Approved!

Current Fico 8 Scores:

Credit Goal:

Gardening until September 2018

Current Cards:

Wish List:

Message 10 of 10