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AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Duke_Nukem
Frequent Contributor

AMEX BCE CLI to $35k, avoided IV requests of higher amounts

In summary:  Asking AMEX for CLI and kept getting IV requests with 50k, 45k, 40k, 38k, and 36k total credit line.  Instant approval of a CLI of $5k to $35k CL without an IV request.

 

Its been nearly 8 months since my DW got her 3x CLI on her AMEX BCE.  Didn't really think we would ask for a CLI after it went from a $10k SL to $30k after the 3x CLI happened.  But I got the CLI itch today, and Disco didn't share their love with me when I smashed their luv button... so I moved on to "greener pastures".

 

I knew AMEX would most likely request an IV (income verification) for total CL requests over $35k, but I attempted to see if we could get past the threshold.  No luck.  Asked for a $50k CL, got the screen stating income verification would be required.  Tried using the back button, and entered $45k CL.  However, a screen appeared saying a problem occurred and try again in 24 hours.  Tried several things and that screen kept creeping up.

 

I logged out and waited about 10 minutes for another shot, and again entered $45k CL request.  The IV screen appeared again.  Fearing the 24 hour screen would appear again if I hit the back button, I just went ahead and logged out of the AMEX account.  Logged back in and tried $40k CL. IV screen yet again.  Repeated with $38k and $36k requests, both getting the IV screen.  Finally got an instant approval without the IV screen when entering a $35k CL request.

 

Guess I'll try this again in 6 months or so... if the CLI bug starts biting again (who am I kidding, of course it will!).


Message 1 of 8
7 REPLIES 7
AllZero
Super Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congratulations on DW CLI!
Message 2 of 8
simplynoir
Community Leader
Super Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congrats on the increase there

Message 3 of 8
M_Smart007
Epic Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congrats and Happy New Year!

popcorn eating emoticon.gif
Message 4 of 8
Steve891
Senior Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Wow! Congrats on that 7X Amex BCE CLI!Smiley Very Happy




Message 5 of 8
slickwidit
Frequent Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congratulations on Amax love!
"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
Message 6 of 8
RickNATL
Frequent Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congrats!

Message 7 of 8
nuohlac
Valued Contributor

Re: AMEX BCE CLI to $35k, avoided IV requests of higher amounts

Congratulations on your CLI!!!








Message 8 of 8
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