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[Final Edit: The card arrived in the mail 6 days after I applied!]
I was moderately intoxicated and in a celebratory mood, so I threw caution, reason, and I think my cable remote to the wind and cold-apped for the American Express Blue Cash Everyday card. I blame myFICO society and @Birdman7.
Instantly approved with $11,500 credit limit, 22.49% APR. $200 bonus after $1000 in spend over the first 3 months.
I got a letter from AMEX last month for the BCE with $200 bonus offer, but I shredded it already so I used this publicly available AMEX link:
https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/
Still got the $200 bonus, but it may have had something to do with the uBlock Origin ad-blocker in Firefox. Not sure about that, but it definitely wasn't in 'incognito mode'.
And right after I closed the browser, I received this in email:
Ha! I've never seen them hold back $1500 from an $11500 limit! God forbid you go haywire with that extra $1500, lol. Oh and Congratulations!
@NimbusIII wrote:Ha! I've never seen them hold back $1500 from an $11500 limit! God forbid you go haywire with that extra $1500, lol. Oh and Congratulations!
Thank you!
$11,500 matches my highest limit on a Citi Costco Visa card. My total revolving credit history is 1yr 2mos, with 2 cards at the same age.
Maybe it's short revolving history, or maybe it's because both cards are reporting a balance at 9%.
@AllZero wrote:Congratulations on your approval! Was wondering when you would go and apply. Put your good score to use. Maybe a couple more apps on EQ and TU?
Thanks!
If I 100% knew that Discover would pull my TU 8 score, I'd do it right now. lol
I knew you were gonna cave soon! Congrats!
"I was moderately intoxicated and in a celebratory mood, so I threw caution, reason, and I think my cable remote to the wind"
Congratulations @Anonymous
@Anonymous wrote:
@NimbusIII wrote:Ha! I've never seen them hold back $1500 from an $11500 limit! God forbid you go haywire with that extra $1500, lol. Oh and Congratulations!
Thank you!
$11,500 matches my highest limit on a Citi Costco Visa card. My total revolving credit history is 1yr 2mos, with 2 cards at the same age.
Maybe it's short revolving history, or maybe it's because both cards are reporting a balance at 9%.
Mark your calendar The Definitive Amex 3X CLI Guide
@Anonymous wrote:
@AllZero wrote:Congratulations on your approval! Was wondering when you would go and apply. Put your good score to use. Maybe a couple more apps on EQ and TU?
Thanks!
If I 100% knew that Discover would pull my TU 8 score, I'd do it right now. lol
Join and apply with some CUs. BECU soft pull for membership, TU8 Hard Pull for CC products. PenFed EQ hardpull for membership and CC products.