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I just applied for BCE with a 712 score and a perfect payment history, 0% utilization, and very 5 other active accounts.
I was approved for 20k, which is 66% of my income. Is this a mistake? This seems insane. Did I add another 0 when I entered my income or something by accident? If I did, will there be any repercussions? First AMEX card ever
Nope, no mistake. Amex just liked your profile. Congrats!!!
Nice! Amex has been very friendly lately!
No mistake. Some people have been able to surpass their income in CLs with AMEX. No real rhyme or reason why but they usually don't take the limits back either.
Thank you, everyone
When the card comes I'm going to triple check to make sure I entered my income right on my profile hahaha. I went over it several times before I hit submit and I don't remember adding an extra 0.
Should I not even bother the 3x increase after 61 days? lmao
Welcome, and congrats on a stellar SL!
Nice SL! Congrats on the approval!
@Anonymous wrote:Thank you, everyone
When the card comes I'm going to triple check to make sure I entered my income right on my profile hahaha. I went over it several times before I hit submit and I don't remember adding an extra 0.
Should I not even bother the 3x increase after 61 days? lmao
AMEX has been known to request documentation/4506-T if you request more than $25k. Which is not to say they wouldn't grant it, you just might want to be prepared if you want to go higher