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AMEX BCE and Disco It Approved

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AMEX BCE and Disco It Approved

Been reading for a couple of weeks here and realized that I needed a new card or 2 to help round out my scores and util. Also found out that my Cap1 QS1 my have reached its ceiling ($2300).

 

Applied for the DiscoIt and had an instant approval for $2000 with 0% intro, double CB at first year and 11.99% purchase going forward. They pulled experian and I had a 697.

 

Then I went ahead and tried the AMEX BCE 2 days later to get my in with them and had an instant approval for $5400 w/ 0% intro, $150 credit for $1000 in purchase, but 24.99% going forward. I knew the rate wouldnt be too hot but the SL will definitely help round out my util and I plan on doing a balance transfer from Cap1. They pulled Equifax and I had a 688. 

 

I have $26,000 in student loans, a VS card with $1500 CL - just hit the luv button and am now sitting at $2050 - instant approval, one collection from a Hospital bill that shouldn't have been sold in the first place and 6 inquiries over 2 years. I was so worried about having more than one CC that it was doing more harm then good because of how much was being used on it. Looking forward to gardening for 6-8 months to work on the Citi DC to replace my Cap1 QS1 for general spending and no annual fee.

 

Thanks for all the great information on here!

Credit Cards:
CapitalOne QuickSilver (04/07): $7.6k | Victoria’s Secret (09/15): $6k | Discover It (11/17): $5.5k | AMEX Blue Cash Everyday (11/17): $16.2k | NFCU Platinum (1/18): $15k | Amazon Store Card (1/18): $10k | Alliant Signature (12/18): $15k | Target REDcard (12/18): $2k

Loans:
FedLoan Servicing: $26.6k

Scores:
Starting Score: (1/18) 688EQ, 697EX, 683TU
Current Score: (12/18) 720EQ, 738EX, 731TU
Goal Score: 750


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6 REPLIES 6
Moderator

Re: AMEX BCE and Disco It Approved

Congrats on your approvals!  Glad to hear that the forums have been helpful.

Message 2 of 7
Frequent Contributor

Re: AMEX BCE and Disco It Approved

Congrats!

I love both those cards, they have been good to me.

8600.0011500.00

8 FICO's (02-26-17) TU: 755 EX: 748 EQ: 758
Message 3 of 7
Community Leader
Mega Contributor

Re: AMEX BCE and Disco It Approved

Very nice cardsSmiley Happy That Discover apr is simply stunning , especially at your current Fico. I think Disco wants to be your friendSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 7
Valued Contributor

Re: AMEX BCE and Disco It Approved

Great Job! Congrats

Message 5 of 7
New Contributor

Re: AMEX BCE and Disco It Approved

Congratulations on your recent approvals.

Message 6 of 7
Valued Contributor

Re: AMEX BCE and Disco It Approved

Congrats! Both are really great cards!


Message 7 of 7
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