AMEX BCP APPROVED - $14k SL

[BIGSTARXXX]

was feeling a bit bored - bad, I know ... was contemplating a CLI increase on my NFCU GO Rewards (been 180+ since last CLI, 22K limit on existing card, and 18L on Cash Rewards, and 15K CLOC so probably at my NFCU limit anyway), but decided to app for a 2nd Amex - instant approval on BCP for 14K - currently have a 28K limit on my BCE - EX FICO 8 of 771 (overall util of 4%) - $200 credit back for 1K spend in 3 months - will just put my groceries on the card, and collect the  200 - will try to get to 28K on this 2nd Amex at Day 61

[JoeLuvsHisCredit]

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@BIGSTARXXX wrote:

was feeling a bit bored - bad, I know ... was contemplating a CLI increase on my NFCU GO Rewards (been 180+ since last CLI, 22K limit on existing card, and 18L on Cash Rewards, and 15K CLOC so probably at my NFCU limit anyway), but decided to app for a 2nd Amex - instant approval on BCP for 14K - currently have a 28K limit on my BCE - EX FICO 8 of 771 (overall util of 4%) - $200 credit back for 1K spend in 3 months - will just put my groceries on the card, and collect the  200 - will try to get to 28K on this 2nd Amex at Day 61

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Congrats

[Gratitude]

NICE!

I like the sounds of that $1k grocery strategy and the $200 bucks reward... is that correct??

Just had my first 2 weeks of my BCE.. ran it up under 20% UTL and paid it to zero before statment.. using a higher limit card for my AZEO. But after 3xCLI I can switch to BCE which will surpass my highest CL card (BBV).

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Merrick Bank Visa $1500 | Citi BestBuy Visa $5300 | Chase Freedom $500 | Amex BCE $2000

FICO8:  EQ 12/17: 721  |  1/18: 706   || .  TU 12/17: 742  |  1/18: 744 .  ||   EX 12/17: 736  |   1/18: 720

[AverageJoesCredit]

Big limits for big stars

[Anonymous]

That is awesome! Congrats.

[Anonymous]

Very nice starting line!

[Anonymous]

AWESOME 

[jbsilva21]

Wow! I was stoked about my $1K Delta Gold. But nice SL. 😃

[Anonymous]

C O N G R A T U L A T I O N S. Was there a reason you didn't upgrade to the BCP?

[Anonymous]

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@BIGSTARXXX wrote:

will try to get to 28K on this 2nd Amex at Day 61

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You can go higher than $28k.  With your first CLI, they'd probably let you get $34,500 without IV.

Plenty of people with $10k SLs went to $30k with their first 3XCLI at Day 61+, myself included.  That being said, with your $14k SL you can easily match that and likely exceed it.  I wouldn't suggest going for $42k, but anything sub $35k should result in an instant approval.