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AMEX BCP Approval

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GatorsFan84
Contributor

AMEX BCP Approval

Recently been thinking about app'ing to Amex but was waiting for some balances to clear on my reports.  I have been checking amex prequal everyday.  First I was preapproved for the hotel cards but I really wanted the BCP.  Finally today I checked the prequal and was appoved for pretty much every amex card including gold and plat cards and BCP.  I apped for BCP and was approved but only $1000 SL so I'm happy but a little dissapointed with the SL.

 

Just yesterday I checked the FNBO prequal site and was preapporved for $11600 but I didn't take it because I've read it's not a guarantee as much and a lot of people get declined even though they were preapproved with FNBO.

 

So what is the best way to get the Amex SL to grow? I plan on making the BCP my everyday card and paying it off prob twice a month.

 

Also my data points are I had a BK back in 2016 and all 3 scored are 690's.

                 

     
Message 1 of 20
19 REPLIES 19
M_Smart007
Legendary Contributor

Re: AMEX BCP Approval

Congratulations on your approval!

Message 2 of 20
manbuckets
Regular Contributor

Re: AMEX BCP Approval

Congrats on your approval!

Current Cards/Loans:
Future Cards:
Message 3 of 20
gdale6
Moderator Emeritus

Re: AMEX BCP Approval

Grats on your new BCP card Smiley Happy

 

As with any creditor usage and time are the best things to getting a CLI. I would ask for the 3x cli after a few months of usage.

Message 4 of 20
kilroy8
Community Leader
Super Contributor

Re: AMEX BCP Approval

Congrats, it's one of my favorite cards.

Message 5 of 20
MyFault
Valued Contributor

Re: AMEX BCP Approval

Congrats on your approval!






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Message 6 of 20
coreyb80
Super Contributor

Re: AMEX BCP Approval

Congrats on the approval!

Message 7 of 20
CreditAggie
Community Leader
Super Contributor

Re: AMEX BCP Approval

Congratulations on your Amex BCP approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 20
blindambition
Senior Contributor

Re: AMEX BCP Approval

Congrats on the approval!!! It's a great card to have. Between streaming, groceries, and offers, my household benefits. Especially that we now have a teen boy eating us out of house and home!!! 😊 

Enjoy the benefits!!

Smiley Happy

Message 9 of 20
Golf-and-Credit
Regular Contributor

Re: AMEX BCP Approval

Congrats on the BCP approval! Very nice card! 

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 10 of 20
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