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AMEX BCP CLI To $34,000

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Regular Contributor

AMEX BCP CLI To $34,000

IMG_0511.JPGI didn't want to trigger a financial review so I requested $34,000. My limit previously was $31,000. Instantly approved.


Chase Southwest - $88,500 I CSP - $50,000 I Barclays Aviator Silver - $50,000 I Wells Fargo Sig - $25,000 I AMEX Amazon Prime - $40,000 I B of A Cash Rewards - $62,200 l AMEX Platinum NPSL l PayPal MC - $10,000 l Sportsmans Guide Visa - $18,400 l CITI Simplicity - $16,600 l CITI Premier - $17,000 | AMEX Hilton Honors - $20,000 | Discover It - $20,500 | Coldwater Creek MC - $10,000 | Williams Sonoma - $11,500 | Nordstrom VISA Sig - $20,000 | J Crew - $10,000
Message 1 of 5
4 REPLIES 4
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Established Member

Re: AMEX BCP CLI To $34,000

Congrats! Was $3k the most they would give you without a FR?
Message 2 of 5
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Valued Contributor

Re: AMEX BCP CLI To $34,000

34,500 seems to be the threshold;
$34,000 is still a great limit; Cingrats on growing your card to where you want it
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 3 of 5
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Community Leader
Super Contributor

Re: AMEX BCP CLI To $34,000

There's no FR set point guys. You will sometimes receive a IV(income verification) request. There's a huge thread in the application forum of what you can do. Basically just back out the app and lower your requested amount in small increments ($1000) until instantly approved. Dr.Loomis most likely left several thousand dollars in cl sitting on the table. Always shoot high and let the system counter offer or trigger IV.
Again walk it down slowly if the IV message comes up.


My most prized tradeline.
Message 4 of 5
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Valued Contributor

Re: AMEX BCP CLI To $34,000

Congratulations!




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