I didn't want to trigger a financial review so I requested $34,000. My limit previously was $31,000. Instantly approved.
Chase Southwest - $79,500 I CSP - $50,000 I Barclays Aviator Silver - $50,000 I Wells Fargo Sig - $25,000 I AMEX Amazon Prime - $25,000 I B of A Cash Rewards - $26,400 l AMEX Platinum NPSL l PayPal MC - $10,000 l Sportsmans Guide Visa - $16,000 l CITI Simplicity - $13,100 l CITI Double - $12,000 | CITI Premier - $13,500 | AMEX Hilton Honors - $20,000 | B of A Alaska Airlines - $36,000 | Discover It - $13,000 | Coldwater Creek MC - $10,000 | Williams Sonoma - $11,500 | Nordstrom VISA Sig - $10,000 | J Crew - $10,000
There's no FR set point guys. You will sometimes receive a IV(income verification) request. There's a huge thread in the application forum of what you can do. Basically just back out the app and lower your requested amount in small increments ($1000) until instantly approved. Dr.Loomis most likely left several thousand dollars in cl sitting on the table. Always shoot high and let the system counter offer or trigger IV. Again walk it down slowly if the IV message comes up.