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AMEX BCP - Instant Approval

KLEXH25
Valued Contributor

AMEX BCP - Instant Approval

I've been gardening for (almost) a year, so I decided to apply for the AMEX Blue Cash Preferred. I have an AMEX Gold, so I logged into my account and was already pre-approved. Finished the form and instant approval for $5,000. I didn't even see the SL right away until 3 screens later. A bit on the low side, given that most of my cards are $10k+, but also not unexpected in this current economic climate. I'll see if I can squeeze more after 61 days and some heavy spend.

 

Data Points:

  • EX8 - 774
  • EQ8 - 782
  • TU8 - 779
  • AoOA - 2 years, 3 months
  • AAoA - 1.5 years
  • AoYA - 1 year
  • Soft Pull Approval (no HP alerts so far)
  • They used my EX8 score from 7/18/20, which was 772
  • SUB - $250 after spending $1,000 within 3 months (totally doable).
  • APR = 0% intro for 12 months; 16.99% after that (lowest is 13.99%)

 





Message 1 of 16
15 REPLIES 15
simplynoir
Community Leader
Super Contributor

Re: AMEX BCP - Instant Approval

Congrats on your new card

Message 2 of 16
MyFault
Valued Contributor

Re: AMEX BCP - Instant Approval

Congrats on your approval!



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Message 3 of 16
AllZero
Super Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your approval!
Message 4 of 16
M_Smart007
Epic Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your Approval..

Message 5 of 16
gdale6
Moderator

Re: AMEX BCP - Instant Approval

Grats on the pre-approval and successful acceptance of the BCP Smiley Happy
Message 6 of 16
cashorcharge
Valued Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your new card!  

Message 7 of 16
CYBERSAM
Valued Contributor

Re: AMEX BCP - Instant Approval

Congrats on your approval 👏 







Message 8 of 16
CreditAggie
Senior Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your Amex BCP approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 9 of 16
mrcraft
Valued Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your approval!!






Message 10 of 16
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