I've been gardening for (almost) a year, so I decided to apply for the AMEX Blue Cash Preferred. I have an AMEX Gold, so I logged into my account and was already pre-approved. Finished the form and instant approval for $5,000. I didn't even see the SL right away until 3 screens later. A bit on the low side, given that most of my cards are $10k+, but also not unexpected in this current economic climate. I'll see if I can squeeze more after 61 days and some heavy spend.
Data Points:
- EX8 - 774
- EQ8 - 782
- TU8 - 779
- AoOA - 2 years, 3 months
- AAoA - 1.5 years
- AoYA - 1 year
- Soft Pull Approval (no HP alerts so far)
- They used my EX8 score from 7/18/20, which was 772
- SUB - $250 after spending $1,000 within 3 months (totally doable).
- APR = 0% intro for 12 months; 16.99% after that (lowest is 13.99%)
Congrats on your approval!
Congratulations on your approval!
Grats on the pre-approval and successful acceptance of the BCP 
Congrats on your approval 👏
Congratulations on your approval!!
