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AMEX BCP - Instant Approval

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Valued Contributor

AMEX BCP - Instant Approval

I've been gardening for (almost) a year, so I decided to apply for the AMEX Blue Cash Preferred. I have an AMEX Gold, so I logged into my account and was already pre-approved. Finished the form and instant approval for $5,000. I didn't even see the SL right away until 3 screens later. A bit on the low side, given that most of my cards are $10k+, but also not unexpected in this current economic climate. I'll see if I can squeeze more after 61 days and some heavy spend.

 

Data Points:

  • EX8 - 774
  • EQ8 - 782
  • TU8 - 779
  • AoOA - 2 years, 3 months
  • AAoA - 1.5 years
  • AoYA - 1 year
  • Soft Pull Approval (no HP alerts so far)
  • They used my EX8 score from 7/18/20, which was 772
  • SUB - $250 after spending $1,000 within 3 months (totally doable).
  • APR = 0% intro for 12 months; 16.99% after that (lowest is 13.99%)

 





Message 1 of 16
15 REPLIES 15
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Community Leader
Super Contributor

Re: AMEX BCP - Instant Approval

Congrats on your new card

Message 2 of 16
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Established Contributor

Re: AMEX BCP - Instant Approval

Congrats on your approval!





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Message 3 of 16
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Super Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your approval!
Message 4 of 16
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Mega Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your Approval..

Message 5 of 16
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Moderator

Re: AMEX BCP - Instant Approval

Grats on the pre-approval and successful acceptance of the BCP Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 16
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Frequent Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your new card!  

Message 7 of 16
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Valued Contributor

Re: AMEX BCP - Instant Approval

Congrats on your approval 👏 







           
Message 8 of 16
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Valued Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your Amex BCP approval!



Current FICO 8:

Credit Age (EX/TU):

Inquiries:


Message 9 of 16
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Established Contributor

Re: AMEX BCP - Instant Approval

Congratulations on your approval!!







Message 10 of 16
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