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AMEX BLUE CASH PREFERRED, 8K limit, low income

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Established Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Congrats on your BCP. Smiley Happy


Message 11 of 32
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Valued Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Terrific!  Congratulations on your approval!🎉

Message 12 of 32
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Super Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Happy Congrats! on the Amex BCP Approval!

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Rebuild Begin 7/22-FICO alternating avg's 650 + -
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Message 13 of 32
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Valued Member

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Nice, @tenaya!  Congrats!  Was that a hard or soft inquire for the BCP (2nd AmEx card)? 

Message 14 of 32
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Regular Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Congratulations

TU808 EQ801 EX789 (10/20)
Message 15 of 32
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Frequent Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income


@RenalPresher wrote:

Nice, @tenaya!  Congrats!  Was that a hard or soft inquire for the BCP (2nd AmEx card)? 


Thanks, RenalPresher! As far as I know, it was a soft pull. I have not gotten any alerts of a new inquiry. 


Overstock $7,750, Walmart $2.5K, Discover IT Cash Back $2.4K, Navy Fed cashRewards $5K, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17K, AMEX Cash Magnet $1K, Citizens Bank Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 697, EX 690   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal
Message 16 of 32
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Valued Member

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Appreciate the DP, @tenaya!  Thanks! 

Message 17 of 32
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Community Leader
Mega Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income


@doinit1 wrote:

Congrats on your approval!!


My friend im glad to see you passing bySmiley Happy. Nobody does Doinit post like @doinit1 😄

Message 18 of 32
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Super Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 19 of 32
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Frequent Contributor

Re: AMEX BLUE CASH PREFERRED, 8K limit, low income


@AverageJoesCredit wrote:

Awesome! Im always happy when a fellow LIEr succeedsSmiley Happy. Now if i could come into some money i could pay off my debt and see 800s lol.  Thats a great limit. EnjoySmiley Happy


@AverageJoesCredit Yeah, we LIErs have to stick together! I was helped a lot by getting out of debt through a once-in-a-lifetime inheritance, but most people don't get that. The thing was, I was still getting good cards before the debt was paid off. (Including an AMEX!!!) So I guess the moral of the story is, do the best with what you've got. I may be out of debt, but I have that 90-day late which will haunt me for the next five years. And yet I got another AMEX with a great sign-up bonus and a great starting limit (for someone as poor as me!). I'm very, very grateful, and appreciate all the advice and wisdom I've gotten on this forum.


Overstock $7,750, Walmart $2.5K, Discover IT Cash Back $2.4K, Navy Fed cashRewards $5K, Shell (Citi) Fuel Rewards $800, Navy More Rewards $17K, AMEX Cash Magnet $1K, Citizens Bank Cash Back $2.8K, Amazon Store Card $4.2K, Cap1 QS $1.1K, FBNO Visa $1.6K, AMEX Blue Cash Preferred, $8K, eBay MC $800 (RIP Green Dot Platinum Secured)
Current FICO8: EQ 700, TU 697, EX 690   Current FICO9: EQ 715, EX 714
Goal for December 2019: FICO8 640-700 (reached! Fico 681!) | Goal for December 2020: FICO8 685-700 (Reached! 690!) | Goal for December 2021: FICO8 700-740
Starting Score: 539  Current Score: 690  Goal Score: 760
My credit recovery journal
Message 20 of 32
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